# Angelo D'Alessandro > Angelo D’Alessandro is a banking and fintech executive known for founding buddybank and building digital banking and on-chain finance ventures. - Canonical URL: https://iq.wiki/wiki/angelo-dalessandro - Categories: People in crypto - Tags: Ethereum, Founder - Created: 2026-10-31T07:28:33.562Z - Last updated: 2026-10-31T07:28:33.562Z - Source: IQ.wiki — the world's largest blockchain and crypto encyclopedia (https://iq.wiki) --- **Angelo D’Alessandro** is a banking and fintech executive who founded the digital bank buddybank and is building [Multiliquid](https://iq.wiki/wiki/multiliquid), a platform for liquidity in tokenized assets.[\[1\]](#cite-id-bp1dfsab2m)​[\[2\]](#cite-id-2methc0k83)​ ## Education D’Alessandro earned a bachelor’s degree in Marketing and Communication Sciences from IUSVE – Istituto Universitario Salesiano Venezia in Italy. His profile identifies him as a citizen of both the United States and the European Union.[\[2\]](#cite-id-2methc0k83)​[\[1\]](#cite-id-bp1dfsab2m)​ ## Career ### UniCredit D’Alessandro worked at UniCredit from 2000 to 2019. From 2000 to 2009, he worked in IT Strategy at UniCredit Services, leading cross-functional teams of engineers and product managers.[\[1\]](#cite-id-bp1dfsab2m)​ From 2009 to 2015, he was UniCredit’s Head of Open Innovation and User Experience (UX), overseeing digital product development and service design across more than 15 markets. He managed a portfolio of more than 1,000 internally generated ideas and selected and executed 10 to 12 strategic projects each year.[\[1\]](#cite-id-bp1dfsab2m)​ During this period, he launched Subito Banca Via Internet, which his profile describes as UniCredit’s first internet banking platform for senior citizens. The service enabled customers aged 65 and older to bank online and received coverage in the free press and multiple awards.[\[1\]](#cite-id-bp1dfsab2m)​ ### buddybank From 2015 to 2019, D’Alessandro founded and served as chief executive officer of buddybank, a digital bank developed within UniCredit. He says UniCredit made an initial investment of €50 million in the venture.[\[1\]](#cite-id-bp1dfsab2m)​[\[2\]](#cite-id-2methc0k83)​ Designed exclusively for iPhone, buddybank used messaging as its banking interface and offered a 24-hour lifestyle concierge. D’Alessandro says it entered a strategic alliance agreement with Apple that his profile describes as the first of its kind in banking. buddybank was also among the first European companies to launch on Apple Business Chat, using the iPhone’s Messages app as a banking channel.[\[1\]](#cite-id-bp1dfsab2m)​ According to D’Alessandro, 75% of buddybank’s customers were new to UniCredit, making it the group’s most effective channel for acquiring a new demographic. He led the venture’s regulatory strategy, profit and loss, branding, product development, partnerships, banking licence, and operations. His profile characterizes buddybank as a digital backbone of UniCredit’s transformation strategy and a foundation for its shift toward cloud-native, omnichannel banking.[\[1\]](#cite-id-bp1dfsab2m)​ ### Banca Progetto and BELLA From February 2019 to February 2020, D’Alessandro was chief transformation officer at [Banca](https://iq.wiki/wiki/banca) Progetto in Milan. He says he developed and implemented the bank’s first end-to-end digital roadmap, moving legacy operations to a cloud-native, scalable platform and leading organizational and technical transformation.[\[1\]](#cite-id-bp1dfsab2m)​ While at Banca Progetto, he also founded BELLA, a U.S. digital-banking venture, and served as its chief executive officer from May 2019 to May 2025. He describes BELLA as a pilot exploring the use of artificial intelligence in financial services. He reports that within six months the venture reached a customer-acquisition cost of $5 per active user and a 20-to-1 lifetime-value-to-acquisition-cost ratio; its definition of an active user included checking-account activity and top-of-wallet card use.[\[1\]](#cite-id-bp1dfsab2m)​ ## Multiliquid Since May 2025, D’Alessandro has been chief operating officer of [Multiliquid](https://iq.wiki/wiki/multiliquid), a venture he describes as an institutional liquidity layer for tokenized [real-world assets (RWAs)](https://iq.wiki/wiki/real-world-assets-rwas).[\[1\]](#cite-id-bp1dfsab2m)​ D’Alessandro announced the launch of [Multiliquid’s](https://iq.wiki/wiki/multiliquid) website in September 2026, describing it as an explanation of the platform’s mechanisms and use cases. In April 2026, he announced that Carry had launched at [Multiliquid](https://iq.wiki/wiki/multiliquid). A contemporaneous description by Will Beeson characterized Carry as a turnkey liquidity-management platform for institutional capital allocators, allowing them to establish liquidity facilities for RWAs, set pricing, manage risk, and deploy across assets and venues from one dashboard.[\[2\]](#cite-id-2methc0k83)​