# Limited

> Limited is an organization that provides a global corporate banking platform that offers fiat accounts, self-custodial stablecoin services, corporate cards, credit lines and cross-border payouts for multinational customers.

- Canonical URL: https://iq.wiki/wiki/limited
- Categories: Organizations
- Tags: Venture
- Created: 2026-10-05T06:47:41.774Z
- Last updated: 2026-10-05T06:47:41.774Z
- Source: IQ.wiki — the world's largest blockchain and crypto encyclopedia (https://iq.wiki)

---

**Limited** is a financial technology company that provides global corporate banking services, including multi-currency business accounts, cards, cross-border payouts, credit, and self-custodial [stablecoin](https://iq.wiki/wiki/stablecoin) balances. Operated by Limited, Inc., the company is a technology services provider rather than a bank, and administers the Limited Card Program, Limited Pay, and Limited Chroma, among other programs and services.[\[1\]](#cite-id-l9cyha7s2a) 

## Overview

Limited positions itself as an alternative to the traditional practice of opening a separate bank account with a local bank in each country a business operates in. In a comparison it draws between a typical multi-bank setup and its own platform, the company describes the conventional approach as requiring accounts opened one at a time, each with its own login, token, and approval flow, with money between related companies moving as international wires subject to a foreign-exchange spread and limited to bank business days, payouts routed via SWIFT with intermediary charges, and [stablecoins](https://iq.wiki/wiki/stablecoin) generally unavailable.[\[1\]](#cite-id-l9cyha7s2a) Against that, the company claims it provides accounts in each company's own name across several markets, a single login with books and permissions per company, intercompany transfers in US dollars settled in seconds at any hour, local payouts across a wide network, and self-custodial stablecoin balances held next to fiat accounts.[\[1\]](#cite-id-l9cyha7s2a)​

The company frames itself around self-custody, describing its offering as a "truly self-custodial account" and stating that customers hold "complete control" of their capital.[\[3\]](#cite-id-q77ti90ivg) Its platform is also offered through a mobile app, with "fintech" listed as its technology stack.[\[2\]](#cite-id-s7ranqgsg0) [\[1\]](#cite-id-l9cyha7s2a)​

## Products and Services

### Accounts and Inbound Funds

Under the function it labels "Money in," Limited provides what it calls real local accounts in a company's own name across six markets: the United States (US dollar, USD), the European Union (euro, EUR), the United Kingdom (pound sterling, GBP), Mexico (Mexican peso, MXN), Brazil (Brazilian real, BRL), and Nigeria (Nigerian naira, NGN).[\[1\]](#cite-id-l9cyha7s2a) Each company in a group keeps its local accounts in its own name, operated on one platform and visible under a single login.[\[1\]](#cite-id-l9cyha7s2a) 

The supported account rails are enumerated by market: in the United States, Automated Clearing House (ACH), Wire, and the Society for Worldwide Interbank Financial Telecommunication (SWIFT); in the European Union, the Single Euro Payments Area (SEPA); in the United Kingdom, Faster Payments; in Mexico, the SPEI interbank system; and in Brazil, Pix. The rail for Nigeria is not enumerated.[\[1\]](#cite-id-l9cyha7s2a)​

### Intercompany Transfers

The function Limited calls "Intercompany" moves money between the companies of a single group in US dollars, which the company says settles within seconds on any day and at any hour. Its example shows Solano Group Inc. in Delaware sending USD 240,000.00 to Solano Mexico S.A. de C.V. in Monterrey on a Sunday at 02:14, stating the transfer "settles within seconds."[\[1\]](#cite-id-l9cyha7s2a)​

### Outbound Payments

Under "Money out," Limited offers local payouts in what it describes as more than 140 countries over more than 300 rails, drawn from a single balance.[\[1\]](#cite-id-l9cyha7s2a) In a composite example, the company shows a single balance of USD 1,684,250.00 used to pay a supplier in Monterrey MXN 1,840,000.00 over SPEI, payroll in São Paulo BRL 318,000.00 over Pix, a contractor in London GBP 24,000.00 over Faster Payments, and rent in Berlin EUR 12,400.00 over SEPA.[\[1\]](#cite-id-l9cyha7s2a) The company states that local payouts follow each rail's own timing.[\[1\]](#cite-id-l9cyha7s2a)​

Beyond the six account markets, Limited lists additional payout destinations and their rails, including India (Indian rupee, INR) over the Unified Payments Interface (UPI); China (Chinese yuan, CNY) over Alipay and WeChat; the United Arab Emirates (dirham, AED), with no rail specified; Hong Kong (Hong Kong dollar, HKD) over the Faster Payment System (FPS); Singapore (Singapore dollar, SGD) over PayNow; and Australia (Australian dollar, AUD) over the New Payments Platform (NPP).[\[1\]](#cite-id-l9cyha7s2a)​

### Cards

Limited issues physical and virtual Visa cards for each team member, with spending rules the company describes as taking effect instantly.[\[1\]](#cite-id-l9cyha7s2a) In its example, a marketing-team member named Ana Ruiz has used USD 15,500 of a USD 25,000 monthly limit on a virtual Visa card.[\[1\]](#cite-id-l9cyha7s2a) A premium card product, the Limited Gold Card, is referenced in the company's own comparison material against the [Binance](https://iq.wiki/wiki/binance) Card, where Limited asserts its card offers full self-custody, global reach, and additional perks.[\[3\]](#cite-id-q77ti90ivg)​

### Credit Line

Limited offers credit lines of up to USD 750,000, which it says are sized to the business.[\[1\]](#cite-id-l9cyha7s2a) In its example, Solano Group draws USD 186,000.00 from its credit line to fund 3,200 units from a supplier in Monterrey, leaving USD 412,500.00 of a USD 750,000.00 line available, with the next repayment of USD 46,500.00 due on November 15.[\[1\]](#cite-id-l9cyha7s2a)​

### Accounting Integration

Limited states that it supports closing the books for every company in a group within QuickBooks, Xero, or NetSuite, with each company's transactions coded and synced to its own ledger.[\[1\]](#cite-id-l9cyha7s2a) The company packages its platform by business size in its marketing: startups on two companies on one login covering the United States and Mexico; midsize companies on four companies covering the United States, Mexico, Brazil, and the United Kingdom; and enterprises on eight companies covering the United States, United Kingdom, Netherlands, Mexico, Brazil, China, India, and the United Arab Emirates.[\[1\]](#cite-id-l9cyha7s2a)​

## Custody, Security, and Compliance

Limited distinguishes among three types of balance by how they are held and whether they carry deposit insurance. The company states that US dollar deposits are held at partner banks insured by the Federal Deposit Insurance Corporation (FDIC); [stablecoin](https://iq.wiki/wiki/stablecoin) balances are held in self-custody wallets that customers control; and local-currency accounts are held with partner institutions outside the United States.[\[1\]](#cite-id-l9cyha7s2a) The company describes a self-custody wallet as one in which "your money should always be yours," with "no banks to [block](https://iq.wiki/wiki/block) you, no hidden rules."[\[3\]](#cite-id-q77ti90ivg)​

Limited sets out explicit limits on FDIC coverage. It notes that FDIC insurance protects against the failure of the insured bank, not the failure of Limited itself, and that such coverage depends on pass-through requirements being met.[\[1\]](#cite-id-l9cyha7s2a) It states plainly that "FDIC insurance does not cover stablecoin balances or local-currency accounts held outside the United States."[\[1\]](#cite-id-l9cyha7s2a) The company also warns that its services may incur transactional, cross-border, and financing fees as well as costs from third-party service providers, and that its solutions differ by region because it operates under many regulatory regimes.[\[1\]](#cite-id-l9cyha7s2a)​

On security, Limited states that it is audited to the SOC 2 Type II standard and is compliant with the Payment Card Industry Data Security Standard (PCI DSS).[\[1\]](#cite-id-l9cyha7s2a)​

## Funding and Investors

Limited has reported USD 10 million in total funding across two rounds. A pre-seed round of USD 3.0 million closed on February 12, 2025, followed by a seed round of USD 7.0 million on July 2, 2025.[\[2\]](#cite-id-s7ranqgsg0) The seed round drew coverage from several fintech outlets in early June 2025, with Fintechnews Middle East reporting on June 6, 2025 under the headline "Egypt Founder Leads Limited to $7M Raise for Global [Stablecoin](https://iq.wiki/wiki/stablecoin) Banking Expansion," and vcnewsdaily.com, GlobalFinTechSeries, and FinSMEs each reporting the USD 7 million seed round on June 2, 2025.[\[2\]](#cite-id-s7ranqgsg0)​

The company lists its backers as Third Prime, ParaFi, Pharsalus Capital, North Island Ventures, The House Fund, Collab+Currency, DCG, Arche Capital, Onigiri Capital, and 1982 Ventures.[\[1\]](#cite-id-l9cyha7s2a)​