# Metal Blockchain > Metal Blockchain is a Layer 0 infrastructure designed for financial institutions, enabling secure, private, and compliant blockchain solutions for financial ser... - Canonical URL: https://iq.wiki/wiki/metal-blockchain - Categories: Projects & Protocols - Tags: Payments, DeFi, Avalanche - Created: 2026-05-24T00:50:14.246Z - Last updated: 2026-07-18T15:55:46.536Z - Source: IQ.wiki — the world's largest blockchain and crypto encyclopedia (https://iq.wiki) --- **Metal Blockchain** is a [Layer 0](https://iq.wiki/wiki/layer-0) [blockchain](https://iq.wiki/wiki/blockchain) network developed by [Metallicus](https://iq.wiki/wiki/metallicus). The platform operates using [Avalanche](https://iq.wiki/wiki/avalanche) [consensus mechanisms](https://iq.wiki/wiki/consensus-mechanism) and supports functions such as [digital asset](https://iq.wiki/wiki/digital-assets) transactions, [smart contract](https://iq.wiki/wiki/smart-contract) deployment, subnet infrastructure, and digital identity systems. Its architecture includes support for private and public blockchain environments intended for use by financial institutions, fintech companies, and other organizations operating within digital finance ecosystems. [\[1\]](#cite-id-kDvJTW4zjdaV7M7T) [\[3\]](#cite-id-hRaBNx3cNstqu28b) [\[5\]](#cite-id-PRUtTOhcmO0i5SMN) [\[7\]](#cite-id-OndQQ4i7GMZxzoZn)​ ## Overview Metal Blockchain is a [blockchain](https://iq.wiki/wiki/blockchain) protocol developed by [Metallicus](https://iq.wiki/wiki/metallicus) that focuses on infrastructure for digital payments, asset management, and blockchain-based financial services. The network is designed with a multi-chain structure that separates core functions across different chains, including transaction processing, [smart contract](https://iq.wiki/wiki/smart-contract) activity, and network validation. The protocol supports the deployment of [decentralized applications](https://iq.wiki/wiki/decentralized-application) through [Ethereum Virtual Machine (EVM)](https://iq.wiki/wiki/ethereum-virtual-machine-evm) compatibility and includes functionality related to digital identities and permissioned [blockchain](https://iq.wiki/wiki/blockchain) environments. Its subnet architecture allows organizations to create independent blockchain environments with customized operational parameters. METAL serves as the native token of the network and is used for [staking](https://iq.wiki/wiki/staking), validator participation, and transaction-related functions within the ecosystem. The protocol also incorporates [ISO 20022](https://iq.wiki/wiki/iso-20022)-related messaging compatibility intended to support interaction with existing financial communication standards. [\[1\]](#cite-id-kDvJTW4zjdaV7M7T) [\[2\]](#cite-id-i1HmGJegAZNTEPfd) [\[3\]](#cite-id-hRaBNx3cNstqu28b) [\[4\]](#cite-id-2VqKLdR8poloHqqk) [\[5\]](#cite-id-PRUtTOhcmO0i5SMN) [\[6\]](#cite-id-Nq203E8G9x0hCZuZ) [\[7\]](#cite-id-OndQQ4i7GMZxzoZn) [\[8\]](#cite-id-TRHGMdq7OAIouyKI) ## History Metal Blockchain is developed under the guidance of [Metallicus](https://iq.wiki/wiki/metallicus), Inc., which has been involved in the [digital assets](https://iq.wiki/wiki/digital-assets) realm since 2009. The development capitalizes on the extensive experience of its advisory board, who offer over a century of traditional banking experience. The platform was established to empower financial institutions with [blockchain](https://iq.wiki/wiki/blockchain) capabilities, allowing secure and efficient management of transactions and identity verifications through advanced cryptographic techniques. [\[2\]](#cite-id-i1HmGJegAZNTEPfd) [\[4\]](#cite-id-2VqKLdR8poloHqqk) [\[6\]](#cite-id-Nq203E8G9x0hCZuZ) [\[8\]](#cite-id-TRHGMdq7OAIouyKI) ## Technology & Architecture The Metal Blockchain is structured on multiple chains to accommodate diverse operations: * **A-Chain (XPR Network)**: Optimized for fast payments and [DeFi](https://iq.wiki/wiki/defi) operations using the Antelope framework, allowing [smart contract](https://iq.wiki/wiki/smart-contract) capability. * **C-Chain (Contract Chain)**: [EVM](https://iq.wiki/wiki/ethereum-virtual-machine-evm)-compatible for creating and managing [Solidity](https://iq.wiki/wiki/solidity) [smart contracts](https://iq.wiki/wiki/smart-contract), enabling easy [dApp](https://iq.wiki/wiki/decentralized-application) development. * **P-Chain (Platform Chain)**: Coordinates validators and subnets management, allowing creation and tracking of custom subnets. * **X-Chain (Exchange Chain)**: Facilitates creation and exchange of new assets, ensuring seamless cross-subnet transfers. The platform's extensible architecture ensures secure monitoring and scalable performance, with a capacity to process 4,500 transactions per second on its subnets. [\[1\]](#cite-id-kDvJTW4zjdaV7M7T) [\[4\]](#cite-id-2VqKLdR8poloHqqk) [\[7\]](#cite-id-OndQQ4i7GMZxzoZn) [\[6\]](#cite-id-Nq203E8G9x0hCZuZ) ## Tokenomics The native currency of Metal Blockchain, METAL, is a scarce asset with a total capped supply of 666,666,666 tokens. It has several allocations: * **Metal Foundation**: 142,333,333 METAL * **Founders**: 71,000,000 METAL * **MTL Conversion**: 120,000,000 METAL * **Staking Rewards**: 333,333,333 METAL METAL tokens are utilized for [transaction fees](https://iq.wiki/wiki/transaction-fee), [staking](https://iq.wiki/wiki/staking) to secure the network, and providing a unit of account among subnets. The fees involved in transactions are burnt, introducing a deflationary mechanism under which the token supply decreases over time, adding intrinsic value. The staking rewards criteria involve a variable annual rate between 10 to 12%, with validators requiring a minimum stake of 2,000 METAL. [\[2\]](#cite-id-i1HmGJegAZNTEPfd) [\[4\]](#cite-id-2VqKLdR8poloHqqk) [\[3\]](#cite-id-hRaBNx3cNstqu28b) [\[5\]](#cite-id-PRUtTOhcmO0i5SMN) ## Use Cases & Integration Metal Blockchain caters to varied use cases: * **Marketplaces**: Platforms facilitated by [smart contracts](https://iq.wiki/wiki/smart-contract) for secure transactions. * **Escrow Services**: Managed through smart contracts to streamline and secure processes. * **Asset Issuance & Management**: Enables the institutional issuance of assets and [stablecoins](https://iq.wiki/wiki/stablecoin). * **Debt Financing**: Risk-managed through [smart contract](https://iq.wiki/wiki/smart-contract) lending systems. * **Rewards Programs**: Innovations in customer loyalty through transferable rewards. Importantly, Metal Blockchain has attained [ISO 20022](https://iq.wiki/wiki/iso-20022) compatibility, enhancing communication protocols across financial systems and simplifying cross-border transactions, validating its integration with existing financial infrastructures. [\[1\]](#cite-id-kDvJTW4zjdaV7M7T) [\[3\]](#cite-id-hRaBNx3cNstqu28b) [\[4\]](#cite-id-2VqKLdR8poloHqqk) [\[6\]](#cite-id-Nq203E8G9x0hCZuZ) ## Adoption & Ecosystem The [blockchain](https://iq.wiki/wiki/blockchain)’s forward-thinking approach, particularly its compliance with BSA and [ISO 20022](https://iq.wiki/wiki/iso-20022), positions Metal Blockchain as pivotal within the digital finance transformation space. This has attracted partnerships with institutions like credit unions empowered by the blockchain's capabilities. [\[8\]](#cite-id-TRHGMdq7OAIouyKI) [\[7\]](#cite-id-OndQQ4i7GMZxzoZn) [\[5\]](#cite-id-PRUtTOhcmO0i5SMN) [\[4\]](#cite-id-2VqKLdR8poloHqqk) [\[2\]](#cite-id-i1HmGJegAZNTEPfd)​ ## Governance Metal Blockchain employs a decentralized governance model promoting community-driven development. Validators play a key role in securing the network, and the system utilizes proof-of-uptime and proof-of-correctness mechanisms to incentivize [validator](https://iq.wiki/wiki/validator) performance. [\[3\]](#cite-id-hRaBNx3cNstqu28b) [\[4\]](#cite-id-2VqKLdR8poloHqqk) ## Partnerships and Team Led by [Metallicus](https://iq.wiki/wiki/metallicus), Inc., the platform collaborates with various stakeholders from traditional banking sectors and fintechs, continuously expanding its ecosystem to embrace [digital asset](https://iq.wiki/wiki/digital-assets) innovation. [\[2\]](#cite-id-i1HmGJegAZNTEPfd) [\[1\]](#cite-id-kDvJTW4zjdaV7M7T) [\[3\]](#cite-id-hRaBNx3cNstqu28b) [\[4\]](#cite-id-2VqKLdR8poloHqqk)