# Navra

> Navra is a blockchain-access platform that connects retail and institutional users to curated onchain financial services through self-custody tools, institutional controls, and an AI agent.

- Canonical URL: https://iq.wiki/wiki/navra
- Categories: Projects & Protocols
- Tags: DeFi, AIPlatform, AIAgent, Infrastructure
- Created: 2026-10-15T16:52:57.246Z
- Last updated: 2026-10-15T17:10:12.735Z
- Source: IQ.wiki — the world's largest blockchain and crypto encyclopedia (https://iq.wiki)

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**Navra** is a financial technology platform that connects traditional finance with [blockchain](https://iq.wiki/wiki/blockchain)-based financial services through mobile and desktop applications. Its offerings include onchain yield products, trading markets, AI-assisted financial tools, and institutional infrastructure for [digital asset](https://iq.wiki/wiki/digital-assets) management.  [\[2\]](#cite-id-clhly1cuph) 

## Overview

Navra is a financial technology platform that connects traditional finance with [blockchain](https://iq.wiki/wiki/blockchain)-based financial services through mobile and desktop applications. It provides individuals and institutions with access to [decentralized finance (DeFi)](https://iq.wiki/wiki/defi) yield opportunities, trading markets, borrowing services, and an embedded [AI agent](https://iq.wiki/wiki/ai-agents). The platform also supports keyless self-custody, allowing users to manage [digital assets](https://iq.wiki/wiki/digital-assets) without relying on traditional private-key management. For institutional clients, Navra offers enterprise wallet management, role-based access controls, qualified custody, audit trails, and data integration with fund administration and accounting systems. Its infrastructure also supports white-label solutions, enabling partners to offer Navra's services through customized products or a standalone application. Navra was founded by [Mike Cagney](https://iq.wiki/wiki/mike-cagney), co-founder of [SoFi](https://iq.wiki/wiki/sofi-technologies) and [Figure](https://iq.wiki/wiki/figure), and is headquartered in Las Vegas.  [\[1\]](#cite-id-z3791nynuj)  [\[3\]](#cite-id-s869uoxe3t) 

## Features

### Navra App

![](https://ipfs.everipedia.org/ipfs/QmYcyq5dY6GVKZRi8XSdQ87Uo6vzapq249EfDJUyfPWvFj)

Navra’s app provides access to curated [blockchain](https://iq.wiki/wiki/blockchain)-based financial services through a single mobile and desktop interface. Its yield features include interest-bearing [stablecoins](https://iq.wiki/wiki/stablecoin), [real-world asset](https://iq.wiki/wiki/real-world-assets-rwas) lending strategies, and higher-yield opportunities with leverage, offering different risk and liquidity profiles. Trading features include securities prediction markets, [blockchain](https://iq.wiki/wiki/blockchain)-based equities, [cryptocurrency](https://iq.wiki/wiki/cryptocurrency) markets, and [real-world asset](https://iq.wiki/wiki/real-world-assets-rwas) trading venues. The app combines cash management, yield products, and trading services within one platform. The app includes an [AI agent](https://iq.wiki/wiki/ai-agents) that accepts voice or text instructions to monitor opportunities, prepare transactions, identify yield options, and assist with tax documentation. Users can establish spending limits and conditions, while agent actions are logged and require user approval. Additional features include keyless self-custody using [multi-party computation (MPC)](https://iq.wiki/wiki/multi-party-computation-mpc), an option to incorporate a qualified custodian into transaction approvals, and access to human customer support. [\[5\]](#cite-id-2sh9g5jye0) 

### Institutional 

![](https://ipfs.everipedia.org/ipfs/QmWDnteXe61GEHBY1xivnoSEPNnRToLe5vgp4paQjg5kum)

Navra’s institutional platform provides fund managers and financial institutions with tools to manage [digital asset](https://iq.wiki/wiki/digital-assets) custody, wallet permissions, transaction approvals, and compliance through a centralized console. Its custody system uses [multi-party computation (MPC)](https://iq.wiki/wiki/multi-party-computation-mpc) to distribute cryptographic key shares and supports an optional qualified custodian within transaction approval workflows. Institutions can configure user roles, wallet-level permissions, transaction limits, and multi-party approval requirements. The platform also maintains a hash-chained audit trail of actions and allows assets to be managed independently of Navra. The platform integrates [blockchain](https://iq.wiki/wiki/blockchain)-based asset positions into existing institutional operations through fund-accounting exports, administrator-ready reporting, and APIs for order and portfolio management systems (OMS/PMS). An [AI agent](https://iq.wiki/wiki/ai-agents) supports month-end reporting and related administrative tasks. Implementation involves selecting required integrations and export formats, configuring API access and sandbox testing, and connecting positions and reporting to existing workflows. [\[6\]](#cite-id-4wkur3r5j3) 

### White Label

Navra’s white-label solution allows businesses to offer [blockchain](https://iq.wiki/wiki/blockchain)-based financial services under their own brand using Navra’s underlying infrastructure. Partners can launch a complete application with onboarding, yield products, trading markets, an [AI agent](https://iq.wiki/wiki/ai-agents), and customer support, or integrate individual features into an existing product through a software development kit (SDK). Branding options include the partner’s name, logo, colors, and domain, while Navra provides the supporting infrastructure for custody, transaction policies, compliance tools, and access to curated yield and trading venues. Implementation begins with selecting the application format, features, and supported venues, followed by SDK integration and, where applicable, sandbox testing. Partners then configure branding, transaction policies, limits, compliance settings, and disclosures before launch. The modular approach lets businesses introduce individual services, such as yield products, and add features over time without building the entire infrastructure themselves. [\[7\]](#cite-id-y99ngdramn) 

## Funding

![](https://ipfs.everipedia.org/ipfs/QmUDJeT23YHFQwRnn1DS1W4LsmBE34pKKwiEF49ZFWvsHK)

In October 2026, Navra announced the close of an oversubscribed $19 million Series A funding round led by Ribbit, with participation from Baseline, DCM, Jump Crypto, and [Figure Technology Solutions](https://iq.wiki/wiki/figure). The company plans to use the proceeds to develop its AI infrastructure, expand its platform, and acquire customers and partners. The funding supported Navra’s development of [blockchain](https://iq.wiki/wiki/blockchain)-based financial services for retail and institutional users, including access to on-chain yield protocols and trading markets through keyless self-custody, AI-assisted services, and institutional controls. Alongside the announcement, Navra named [Figure](https://iq.wiki/wiki/figure) as its first blockchain partner, integrating [Figure’s](https://iq.wiki/wiki/figure) Democratized Prime yield protocol and [YLDS](https://iq.wiki/wiki/ylds), an SEC-registered yielding [stablecoin](https://iq.wiki/wiki/stablecoin), and collaborating to bring [Figure’s](https://iq.wiki/wiki/figure) trading markets to the platform.  [\[1\]](#cite-id-z3791nynuj) 

## Partnerships

* Jump Crypto
* DCM
* Faction
* [Figure](https://iq.wiki/wiki/figure)
* Blockchange
* RPM Ventures
* DST Global Partners
* [Hastra](https://iq.wiki/wiki/hastra)
* Ribbit
* Baseline Ventures