# unFederalReserve

> unFederalReserve is a blockchain-based software development company for banking products

- Canonical URL: https://iq.wiki/wiki/unfederalreserve
- Categories: Projects & Protocols
- Tags: DeFi, Infrastructure
- Created: 2022-08-18T23:25:33.626Z
- Last updated: 2023-01-19T16:27:32.285Z
- Source: IQ.wiki — the world's largest blockchain and crypto encyclopedia (https://iq.wiki)

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**UnFederalReserve** is a safe harbor where sophisticated parties are the "pricing oracles" and ordinary people can participate alongside a reduced chance of being gamed by experts.[\[1\]](#cite-id-5coi7hpkvkj)[\[2\]](#cite-id-svbvcoggm7)[\[3\]](#cite-id-zdvterne5k)  
  
# Overview  
  
Since the founding of UnFederalReserve, it has been known for quality services, exceptional efficiency, and the highest level of professionalism.  
![1 iebwLQe2-JLiY_Kd9LUIKA.png](https://ipfs.everipedia.org/ipfs/QmdpEwXEPvyiDkG4jbxxPN6wpV6wvr64VmdrZYXcZh8VcD)  
  
Merchant Bankers, staked to the eRSDL ecosystem, have the access to the capital they need and have a ready marketplace in which to lend their excess. Their merchant banking counterparties measure and price risk for short-term loans between the parties. Ordinary eRSDL holders then participate safely at market rates. Participation is democratized, but the risk doesn't have to be.[\[4\]](#cite-id-ckzgkynxgb)[\[5\]](#cite-id-1r49ghq2j2c)  
  
# Vision  
  
UnFederalReserve is designed for small and medium-sized lenders looking to achieve positive Roi when moving to a [blockchain](https://iq.wiki/wiki/blockchain)-powered model.  
  
#   
  
# ERSDL Token  
  
The eRSDL [token](https://iq.wiki/wiki/rari-governance-token) provides many privileges, including the limited ability to participate in the development and implementation of the Residual business plan, regardless of the number of tokens it holds. In addition, a certain amount of aggregation (“Minimum”) grants certain privileges; namely, when combined with the Residual permission, Minimum allows access to the Residual Token, Inc.[\[6\]](#cite-id-ed1y0h1gt8a)  
  
## Team  
  
1. Howard Krieger (Chief Executive Officer, Co-Founder): He is a Managing Director in CBIZ Valuation Group, LLC (“CBIZ”). He specializes in the valuation of complex financial instruments including [cryptocurrency](https://iq.wiki/wiki/cryptocurrency) loans, interest rate swaps, agency and non-agency mortgage-backed securities (MBS), and collateralized debt obligations (CDOs).  
2. Ryan Medlin (Chief Executive Officer, Co-Founder): He is a seasoned entrepreneur and technologist from Silicon Valley. His most recent exit was the sale to Datasnap.io in 2015 to proximity tracking and measurement company Neustar, where he then led a team of engineers to implement Neustar's Identity IoT initiatives. This included a product for the Internet IoT, which was an improvement over conventional PKI, enabling cryptography-based policy enforcement and identity management in a highly distributed architecture.[\[7\]](#cite-id-o1hutpssptj)