# UnityWallet

> UnityWallet is a projects-and-protocols that provides a self-custodial, multi-chain mobile wallet and associated utility token (UNT) for managing, swapping, staking and earning rewards on digital assets.

- Canonical URL: https://iq.wiki/wiki/unitywallet
- Categories: Projects & Protocols
- Tags: Payments, DeFi, Identity, AIPlatform, Infrastructure
- Created: 2026-08-31T12:04:39.799Z
- Last updated: 2026-08-31T12:10:07.322Z
- Source: IQ.wiki — the world's largest blockchain and crypto encyclopedia (https://iq.wiki)

---

**UnityWallet** is a self-custodial, multi-chain [cryptocurrency](https://iq.wiki/wiki/cryptocurrency) and [Web3](https://iq.wiki/wiki/web3) wallet, founded in 2018 and headquartered in Dubai, United Arab Emirates, operated by SAVL Limited, which is incorporated in the Cayman Islands.[[1]](#cite-id-tdj1y31dm1)​[[2]](#cite-id-6w36f5zsgw)​[[3]](#cite-id-cjwz4ezgau) Delivered as a mobile application for iOS and Android together with its native [utility token](https://iq.wiki/wiki/utility-token), UnityWallet Token (UNT), the wallet lets users buy, sell, swap, stake, and store [digital assets](https://iq.wiki/wiki/digital-assets) across multiple [blockchain](https://iq.wiki/wiki/blockchain) networks while retaining control of their own private keys, and highlights a built-in AI Assistant as a distinctive feature for navigating crypto and [Web3](https://iq.wiki/wiki/web3) services.[[1]](#cite-id-tdj1y31dm1)​[[5]](#cite-id-zfufemb1px)​

## Overview

UnityWallet is described by its developers as a non-custodial, multi-chain wallet focused on secure self-custody and simplified access to [Web3](https://iq.wiki/wiki/web3) services across several [blockchain](https://iq.wiki/wiki/blockchain) ecosystems.[[5]](#cite-id-zfufemb1px) Because it is self-custodial, transactions are signed and approved inside the wallet itself, and users can restore access with a recovery phrase rather than relying on a third party to hold funds.[[2]](#cite-id-6w36f5zsgw)​[[1]](#cite-id-tdj1y31dm1) Independent cataloguing service Bitculator classifies it as a software, hot, non-custodial and closed-source wallet, available free of charge on iOS and Android, and assigns it a feature score of 66.[[2]](#cite-id-6w36f5zsgw)​

The application supports a range of major assets and networks. The company lists supported [blockchains](https://iq.wiki/wiki/blockchain) and tokens including [Bitcoin](https://iq.wiki/wiki/bitcoin), [Ethereum](https://iq.wiki/wiki/ethereum), [Solana](https://iq.wiki/wiki/solana), [Tether](https://iq.wiki/wiki/tether), [BNB](https://iq.wiki/wiki/binance-coin), [USDC](https://iq.wiki/wiki/usdc), [XRP](https://iq.wiki/wiki/xrp), [TONCoin](https://iq.wiki/wiki/toncoin), [Dogecoin](https://iq.wiki/wiki/dogecoin), [Avalanche](https://iq.wiki/wiki/avalanche), [Tron](https://iq.wiki/wiki/tron), [Polygon](https://iq.wiki/wiki/polygon), [Litecoin](https://iq.wiki/wiki/litecoin), and [Arbitrum](https://iq.wiki/wiki/arbitrum).[[1]](#cite-id-tdj1y31dm1) On its LinkedIn profile the company describes the product as a multifunctional [Web3](https://iq.wiki/wiki/web3) wallet for iOS and Android that lets users buy, sell, exchange, and store over 250 [cryptocurrencies](https://iq.wiki/wiki/cryptocurrency) within a single application, positioning it as a gateway to [decentralized finance (DeFi)](https://iq.wiki/wiki/defi), [decentralized applications](https://iq.wiki/wiki/decentralized-application) (dApps), [blockchains](https://iq.wiki/wiki/blockchain), and both fungible and [non-fungible tokens](https://iq.wiki/wiki/non-fungible-token-nft).[[3]](#cite-id-cjwz4ezgau)​

## History
The company states that UnityWallet was founded in 2018, a date repeated on its website, its LinkedIn page, and third-party listings.[[1]](#cite-id-tdj1y31dm1)​[[3]](#cite-id-cjwz4ezgau)​[[5]](#cite-id-zfufemb1px) According to Bitculator, the product was first released under the name Savl in 2020 and was rebranded from Savl to Unity Wallet on September 19, 2024, its only rebrand to date.[[2]](#cite-id-6w36f5zsgw) The link to its predecessor is preserved in corporate records: the company is also known by the alias "savl limited," and the [wallet](https://iq.wiki/wiki/cryptocurrency-wallet) is operated by SAVL Limited, which Bitculator states is incorporated in the Cayman Islands.[[3]](#cite-id-cjwz4ezgau)​[[2]](#cite-id-6w36f5zsgw)​

The operating company is a small, privately held technology, information and internet business headquartered in Dubai, United Arab Emirates, with a workforce of five employees according to its LinkedIn profile.[[3]](#cite-id-cjwz4ezgau) The reported team concentrates in technical and product roles, with most staff located in Kazakhstan.[[3]](#cite-id-cjwz4ezgau) The company states that development is supported by the UnityWallet [Foundation](https://iq.wiki/wiki/foundation), which it describes as overseeing the project's growth and governance.[[6]](#cite-id-qfnp0bgc9f)​[[2]](#cite-id-6w36f5zsgw)​

## Application and Features

UnityWallet bundles a broad set of consumer finance and [Web3](https://iq.wiki/wiki/web3) tools into a single mobile application. Its on-ramp and off-ramp services allow users to buy and sell crypto with support for more than 110 fiat currencies, paying by credit or debit card, bank transfer, or Apple and Google Pay.[[1]](#cite-id-tdj1y31dm1) The swap function provides access to hundreds of trading pairs across multiple chains, drawing on both centralized and decentralized liquidity.[[1]](#cite-id-tdj1y31dm1) The wallet supports [staking](https://iq.wiki/wiki/staking) on the [Solana](https://iq.wiki/wiki/solana) and [Oasis](https://iq.wiki/wiki/oasis-1) networks, and it includes a "Perps" feature offering perpetual futures, which let users trade crypto price movements without owning the underlying asset, taking long or short positions while managing risk.[[1]](#cite-id-tdj1y31dm1)​

The application distinguishes itself with what the company calls the first self-custodial wallet with a built-in AI Assistant, described as an always-on guide to crypto, [DeFi](https://iq.wiki/wiki/defi) and [Web3](https://iq.wiki/wiki/web3) that provides instant answers, personalized insights, and real-time help without leaving the app.[[1]](#cite-id-tdj1y31dm1) Security and safety tooling includes what the company describes as industry-leading encryption and self-custody, and a KYT (Know Your Transaction) tool intended to minimize transaction risk by helping ensure that dealings are with trustworthy, compliant counterparties.[[1]](#cite-id-tdj1y31dm1) Bitculator additionally records address risk checks and multi-factor authentication among the wallet's integrated safety features, along with password protection and recovery seed backup.[[2]](#cite-id-6w36f5zsgw)​

Several features extend the wallet beyond asset custody. A Sub-Accounts feature lets users separate investments, savings, personal and business activity under custom labels.[[1]](#cite-id-tdj1y31dm1) Users can browse and store [non-fungible tokens](https://iq.wiki/wiki/non-fungible-token-nft) (NFTs) across multiple [blockchains](https://iq.wiki/wiki/blockchain) in a gallery of user-generated content, and connect the mobile wallet to any [dApp](https://iq.wiki/wiki/decentralized-application) through an "Advanced WalletConnect" feature that uses a single QR-code scan.[[1]](#cite-id-tdj1y31dm1)​[[2]](#cite-id-6w36f5zsgw) The company states users can shop with crypto to buy more than 4,000 everyday goods and services worldwide.[[1]](#cite-id-tdj1y31dm1)​

The product also embeds social and communication tools. The Unity Community feature lets users create a custom profile, connect with other users, share content, and interact inside the wallet, while an Encrypted Messenger, described by the company as zero-knowledge and end-to-end encrypted, enables direct communication between Unity members.[[1]](#cite-id-tdj1y31dm1) A Loyalty Program lets users earn redeemable rewards simply by opening the app, transacting, and engaging with other users, unlocking exclusive features, discounts and benefits.[[1]](#cite-id-tdj1y31dm1)​

## UnityWallet Token

UnityWallet Token (UNT) is the native utility and reward token of the ecosystem, built on [Solana](https://iq.wiki/wiki/solana) using the SPL standard.[[4]](#cite-id-xvk6l30n7s) The company positions UNT as a functional component of the wallet's infrastructure that supports user engagement rather than representing ownership or investment rights; its accompanying disclaimer states explicitly that holding UNT does not grant ownership, equity, debt, voting rights, revenue or profit share, dividends, or rights to distributions.[[5]](#cite-id-zfufemb1px)​[[4]](#cite-id-xvk6l30n7s) According to the token's litepaper, the Token Generation Event (TGE) marks the transition from a closed product stack to an open economic network powered by UNT.[[4]](#cite-id-xvk6l30n7s)​

### Tokenomics
According to the token's litepaper, UNT has a fixed total and maximum supply of 1,000,000,000 tokens with no additional minting, of which the company reports 51.25% was in circulation at the token generation event.[[4]](#cite-id-xvk6l30n7s) The allocation is divided across seven categories with distinct vesting schedules and cliffs:

* **Treasury** — 225,000,000 tokens (22.5%), vested over 12 months with a 3-month cliff and 30% unlocked at TGE.[[4]](#cite-id-xvk6l30n7s)
* [**Airdrop**](https://iq.wiki/wiki/airdrop) — 200,000,000 tokens (20%), fully unlocked at TGE with no vesting.[[4]](#cite-id-xvk6l30n7s)
* **Team** — 150,000,000 tokens (15%), vested over 24 months with a 9-month cliff and nothing unlocked at TGE.[[4]](#cite-id-xvk6l30n7s)
* **Private Round** — 150,000,000 tokens (15%), vested over 24 months with a 9-month cliff and nothing unlocked at TGE.[[4]](#cite-id-xvk6l30n7s)
* **Liquidity / Market Making** — 125,000,000 tokens (12.5%), fully unlocked at TGE.[[4]](#cite-id-xvk6l30n7s)
* **Cashback Pool** — 120,000,000 tokens (12%), fully unlocked at TGE.[[4]](#cite-id-xvk6l30n7s)
* **Early Backers** — 30,000,000 tokens (3%), vested over 12 months with a 6-month cliff and nothing unlocked at TGE.[[4]](#cite-id-xvk6l30n7s)

This design places a substantial portion of supply under multi-year vesting and cliffs, with team, private round, and early-backer allocations locked at launch, and reserves separated into a dedicated cashback pool and treasury.[[6]](#cite-id-qfnp0bgc9f) Locked tranches are held through the [Streamflow](https://iq.wiki/wiki/streamflow) token-vesting service, which secures multiple distinct allocations against their release schedules.[[6]](#cite-id-qfnp0bgc9f)​

Despite the litepaper’s description of a fixed supply with no additional minting, on-chain analysis reproduced by [CoinGecko](https://iq.wiki/wiki/coingecko) via the token-analysis service Rugcheck.xyz warns that the SPL token contract grants the contract creator permissions to change aspects of the token, including altering contract metadata, disabling sells, changing fees, minting additional tokens without restriction, and transferring tokens, and advises caution.[[6]](#cite-id-qfnp0bgc9f) UNT trades on [decentralized exchanges](https://iq.wiki/wiki/decentralized-exchange) on [Solana](https://iq.wiki/wiki/solana), with liquidity concentrated on [Meteora](https://iq.wiki/wiki/meteora) DAMM V2 and [Raydium](https://iq.wiki/wiki/raydium) across pairs including UNT/USELESS, UNT/WSOL and UNT/[USDC](https://iq.wiki/wiki/usdc).[[6]](#cite-id-qfnp0bgc9f)​

### Utility and Use Cases

Within the wallet, UNT functions as what the company calls the connective tissue of the ecosystem, tying rewards to real user activity. Its stated utilities include cashback and loyalty rewards, under which users earn UNT on eligible wallet transactions with multipliers for long-term activity and higher loyalty tiers.[[4]](#cite-id-xvk6l30n7s) Holders can use UNT to unlock premium features, obtain protocol service-fee discounts, and access boosted yield strategies, as well as to pay for tier-based benefits such as reduced decentralized-exchange and centralized-exchange fees, cashback boosts, advanced security tools, KYT checks, and sub-accounts.[[4]](#cite-id-xvk6l30n7s) The token also pays for security and intelligence tools, including alerts, enhanced protection services, AI-driven wallet utilities, and analytics dashboards.[[4]](#cite-id-xvk6l30n7s)​

At the ecosystem level, UNT acts as a listing token for third-party projects integrated into UnityWallet, funds paid promotion and spotlight placements, and powers new launches inside the project's ICM (Internet Capital Markets) launchpad, which the company describes as enabling communities to start and scale [Web3](https://iq.wiki/wiki/web3) ventures inside the wallet.[[4]](#cite-id-xvk6l30n7s) Users can also earn UNT by completing missions and contributing to ecosystem initiatives.[[4]](#cite-id-xvk6l30n7s) The company frames this as an "ecosystem feedback loop" in which engagement generates rewards, which in turn increase activity, deepen liquidity, and strengthen the token's utility, and it states it rejects short-term speculative token models in favor of anchoring value to product usage.[[4]](#cite-id-xvk6l30n7s)​

## Roadmap and Developments

UnityWallet's litepaper organizes future development into three layers. [Layer 1](https://iq.wiki/wiki/layer-1), "Everyday Finance," covers gasless cross-chain transfers, low-fee swaps, local on/off-ramp integrations, AI automation, KYT scoring, gift cards, alerts, sub-accounts, and instant security tools, and is described as the layer converting everyday use into sustained engagement.[[4]](#cite-id-xvk6l30n7s) [Layer 2](https://iq.wiki/wiki/layer-2), "Advanced Features," adds access to perpetual-DEX markets, an advanced security guard, and project launch tools.[[4]](#cite-id-xvk6l30n7s) [Layer 3](https://iq.wiki/wiki/layer-3), "Extending the UnityWallet Universe," proposes crypto cards and virtual accounts, [staking](https://iq.wiki/wiki/staking) options, lending features, and the ICM Launchpad for new project creation.[[4]](#cite-id-xvk6l30n7s) The company has said the initial UNT utilities were planned to begin rolling out from the second quarter of 2026.[[4]](#cite-id-xvk6l30n7s)​

The litepaper's disclaimer states that it is a high-level, non-binding overview of potential product directions, does not constitute an issuance or an offer to sell or solicitation to buy tokens, and that the concepts and timelines are experimental and subject to change, delay, or cancellation.[[4]](#cite-id-xvk6l30n7s) The company further notes that some referenced features may be provided by independent third parties, subject to their terms and jurisdictional availability, and that UNT is intended as a utility-oriented token rather than an investment product.[[4]](#cite-id-xvk6l30n7s)​

In July 2025, the company announced a partnership with [NEAR Protocol](https://iq.wiki/wiki/near-protocol), describing it as combining [blockchain](https://iq.wiki/wiki/blockchain) technology with AI and bringing NEAR ecosystem integration to the wallet.[[3]](#cite-id-cjwz4ezgau) Over the same period it also promoted in-app tools including a [USDT](https://iq.wiki/wiki/tether)₀ cross-chain bridge for moving Tether between chains and a "Gasless Send" feature allowing users to send USDT or [USDC](https://iq.wiki/wiki/usdc) without holding native tokens for [gas](https://iq.wiki/wiki/gas) fees.[[3]](#cite-id-cjwz4ezgau)​