Lu attended Peking University and graduated with a Bachelor's degree in Enterprise Management in 1992. He went on to earn post-graduate degrees from Ohio State University, first an MS in Applied Economics and Computer Science in 1998 and then an MBA in 2007.
Early in his career, Lu was a Project Manager for several firms in Beijing. In 1999 he moved to Ohio and worked for a variety of firms in different capacities as a Project Manager and Developer. Those companies include Integro Data Systems, Reynolds and Reynolds, L Brands, and Tween Brands. He later was a Software architect for Xerox and Hewlett-Packard.
Lu was Co-Founder and CTO of Factom from June 2014 to July 2016. He founded Wanglu Tech in July 2016 which aims to bring blockchain technology to a greater range of applications. Lu would go on to found Wanchain in 2017.
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