Kris Marszalek is a Polish entrepreneur best known as the co-founder and CEO of the global cryptocurrency platform Crypto.com. Under his leadership, Crypto.com grew to over 150 million users and became a leader in regulatory licenses and registrations.^[3]​

In addition to his role at Crypto.com, Marszalek is the Founder and CEO of ai.com, an artificial intelligence company he launched in February 2026. He aims to apply his experience in mass consumer adoption to mainstream autonomous AI agents and accelerate the pursuit of Artificial General Intelligence (AGI). He currently serves as CEO of both companies simultaneously.^[3]​

Early Life and Education

Marszalek obtained his first Degree at Adam Mickiewicz University in Poznań in 1998-2001.^[1]​

Career

Kris Marszalek has played numerous executive roles in various ventures, ranging from E-commerce solutions to mobile app development. He is an experienced entrepreneur based in Hong Kong with a track record of building and scaling companies, growing Crypto.com to a customer base of over 150 million users.^[3]

He founded the crypto debit card and payment platform Monaco in 2016 and raised $26.7 million in the first coin sale in the spring of 2017. Monaco rebranded to Crypto.com after purchasing a popular domain in a private transaction. The company offers financial services across a wide range of platforms, including payment apps, Fiat/Crypto Visa debit cards, crypto lending and credit, and exchanges.

In May 2019, Crypto.com announced the launch of two new products. In addition, Crypto Credit is a service that allows users to take a secured loan for volatile crypto assets in exchange for certain stablecoins. In December, the company launched a new Crypto.com exchange.^[2]

Crypto.com

Crypto.com is a global cryptocurrency platform with the stated vision of "Cryptocurrency in Every Wallet™". Serving over 150 million users, the company offers a comprehensive ecosystem of products spanning payments, trading, financial services, and Web3 technologies. It is an industry leader in regulatory licensing and security certifications.^[6]​^[3]​

Product Ecosystem

The company's offerings are segmented into several distinct platforms catering to different types of users.^[7]​^[6]​

• For Individuals: The primary Crypto.com App allows users to buy and sell cryptocurrencies, trade stocks, and access services like the Earn program, staking, and the Crypto.com Visa Card. The platform also offers derivatives like "UpDown Options" and Strike Options, as well as a Predictions market for sports and economic events.
• For Advanced Traders: The Crypto.com Exchange provides a dedicated platform for experienced traders with features like a spot orderbook, over-the-counter (OTC) trading, automated trading bots, and API access.
• For Businesses: Crypto.com provides institutional-grade trading, custody solutions, and merchant payment services through Crypto.com Pay, which includes point-of-sale terminals and SDKs.
• Developer Ecosystem: The platform is supported by the Cronos blockchain, an EVM-compatible Layer 1 that includes Cronos PoS, Cronos EVM, and a Cronos zkEVM scaling solution. The company offers SDKs for game development (Cronos Play) and payment integrations (Pay SDK).

Recent Developments and Partnerships

Throughout 2025, Crypto.com announced several strategic partnerships to expand its financial product offerings in the U.S. In April, it partnered with Bread Financial to launch a U.S.-based Crypto.com Visa Signature® Credit Card, offering rewards in the company's native token, CRO.^[8] In October, the company launched its "Cash Earn" program in collaboration with Green Dot, allowing U.S. customers to earn high-yield interest on cash deposits held in an FDIC-insured account.^[9]​

The company also expanded its presence in regulated prediction markets through its affiliate, Crypto.com | Derivatives North America (CDNA). It announced partnerships to power sports prediction markets with Underdog in September 2025 and entertainment-focused markets with Hollywood.com in November 2025.^[7]​^[10] Additionally, in March 2025, Crypto.com announced it would serve as the exclusive technology and custody partner for a series of ETFs branded by Trump Media & Technology Group (TMTG).^[6]​

Regulation and Compliance

Crypto.com emphasizes its focus on regulation. Key U.S. entities include the Crypto.com Custody Trust Company for asset custody and Foris Capital US LLC, an SEC-registered broker-dealer. Its affiliate, Crypto.com | Derivatives North America (CDNA), is registered with the U.S. Commodity Futures Trading Commission (CFTC) as a designated contract market. The company holds numerous security and privacy certifications, including AICPA SOC, ISO 27701, and PCI:DSS, and maintains a public Proof of Reserves.^[6]​^[7]​

AI.com

In 2025, Marszalek acquired the ai.com domain in a transaction that the company stated was "believed to be the single largest domain purchase in history." Following the acquisition, he founded the new venture ai.com, serving as its Founder and CEO while remaining CEO of Crypto.com.^[3]​

Vision and Launch

Marszalek's stated vision for ai.com is to accelerate the arrival of Artificial General Intelligence (AGI) by creating "a decentralized network of billions of agents who self-improve and share these improvements with each other." He intends to replicate the mass adoption strategy used for Crypto.com to mainstream the use of autonomous AI agents.^[3]​

On February 6, 2026, Marszalek publicly announced the project on the social media platform X. The product officially launched on February 8, 2026, promoted with a commercial that premiered during Super Bowl LX.^[4]​^[3]​

Product

​ai.com is a platform allowing consumers to generate personal, autonomous AI agents. The project debuted in a public beta phase with the mission "to accelerate the arrival of AGI by building a decentralized network of autonomous, self-improving AI agents that perform real-world tasks for the good of humanity." The agents are designed to operate on a user's behalf to perform tasks like organizing schedules, sending messages, and automating workflows.^[3]​^[5]​

A key feature of the platform is that agents can autonomously build missing features to complete tasks, with these improvements then shared across the network to expand the capabilities of all agents. The platform operates on a freemium model and is designed for non-technical users, emphasizing a private, secure environment where user data is segregated and encrypted. Future plans include exploring financial service integrations, agent marketplaces, and social networks for humans and AI agents.^[3]​