Subscribe to wiki
Share wiki
MAIV
We've just announced IQ AI.
MAIV
MAIV is a platform that bridges decentralized finance (DeFi) with traditional finance (TradFi) to democratize access to institutional-grade capital markets. It enables investors to participate in real-world asset (RWA) investment opportunities through blockchain technology.
Overview
MAIV, or Multi Asset Investment Vehicle, is a regulated European platform that combines decentralized finance (DeFi) and traditional finance (TradFi) to give broader access to institutional-grade investment opportunities. It focuses on real-world asset (RWA) markets, offering individuals and businesses access to asset-backed investments traditionally reserved for large institutions. MAIV complies with EU regulations, including MiCA, and seeks all participants' transparency, security, and high-yield potential.
The platform fractionalizes short-term, early-stage real estate and infrastructure projects, providing up to 20% annual yields. Investors can enter at the project’s foundational stages, benefiting from fixed interest returns and potential profit sharing. Developers, in turn, gain faster and more favorable access to capital. In commercial lending, MAIV tokenizes financial agreements, rather than physical assets, so that investors can access rights related to interest, security, and profit-sharing in business-backed loans. It also supports refinancing efforts, allowing companies to improve terms while offering investors secure, track-record-based opportunities.
MAIV stands out by merging the efficiency of DeFi with the trust and regulatory clarity of TradFi. Its focus on structured, asset-backed finance allows investors to seek strong returns while minimizing exposure to volatility. [1]
Features
Real Estate & Infrastructure Funding
MAIV introduces a new real estate and infrastructure investing model that enables investors to finance development projects at the earliest stages. This approach offers fixed returns that are not dependent on the future performance of individual properties. Participants can earn steady yields and potentially benefit from shared profits without the volatility often associated with traditional real estate investments.
Instead of tokenizing rental revenue or physical ownership, MAIV fractionalizes the financing process, giving users access to real-world asset (RWA) investment pools with yields of up to 20% per year. This structure is designed to deliver more predictable returns and reduce exposure to market fluctuations.
The platform also benefits developers by streamlining access to capital. They can raise funds more quickly, at lower cost, and with more favorable terms than through conventional channels. By focusing on early-stage financing rather than asset tokenization, MAIV differentiates itself from competitors and positions its model as investor-friendly and developer-focused. [16]
Commercial Lending
MAIV enables investors to access commercial lending opportunities by contributing to financing pools that support established businesses. Rather than tokenizing the companies themselves or their physical assets, MAIV tokenizes the underlying financial agreements, offering a more stable and structured investment model.
Through these tokenized agreements, investors receive defined rights, including collateral-backed security, fixed interest rates, and potential profit-sharing. This structure promotes transparency and ensures investor returns are based on clear contractual terms rather than market speculation.
By aligning the interests of both lenders and borrowers, MAIV fosters a financing ecosystem that is secure, predictable, and more accessible than traditional commercial lending methods. [16]
Refinancing
MAIV provides refinancing options that help businesses restructure their financial agreements for better terms, such as reduced interest rates or more manageable repayment conditions. This creates value for both sides of the transaction.
Borrowers benefit from improved cash flow and reduced financial pressure, while investors gain access to stable investment opportunities backed by the performance history of established companies. These refinancing deals are structured to offer competitive returns with lower risk exposure.
By focusing on live, proven agreements, MAIV allows investors to participate in secure, real-world asset-based opportunities that prioritize financial stability and efficiency. [16]
White Label Service
MAIV’s white label service enables organizations to launch their branded investment platforms using MAIV’s infrastructure. This offering allows funds and financial entities to replicate MAIV’s DeFi–TradFi model while maintaining their brand identity.
The white label solution includes customizable integration of core features—real estate and infrastructure funding, commercial lending, and refinancing—along with full design, implementation, and support. It allows clients to expand their offerings by introducing tokenized, real-world asset investments without building proprietary systems.
The platform is built for seamless operation, offering institutions access to institutional-grade opportunities and secure, diversified returns. Its scalable and intuitive interface supports global reach, compliance with regulatory standards, and enhanced client experiences.
MAIV’s solution also creates new revenue streams via platform usage, transaction fees, and project profit-sharing while reducing costs associated with in-house development. The service is backed by MAIV’s Web3 infrastructure and support team, which provides partners with technical assistance, staff training, and dedicated account management. [4]
MAIV Token
The $MAIV token functions as a utility token unlocks access to MAIV’s platform features through subscription, staking, governance, and rewards. Users gain platform access by locking tokens under a tiered membership model, which determines eligibility for various investment pools and premium services. Higher token commitments unlock increased yields and exclusive opportunities.
Staking $MAIV tokens provides additional rewards and governance rights. Voting power is weighted by the amount and duration of staked tokens, incentivizing long-term participation. Businesses can also stake tokens to improve visibility and priority for funding. Token holders participate in governance, influencing key decisions such as fee allocation and platform upgrades. The community governs a standard 3% fee from raised financing and generated profits, and the community may choose to reinvest, buy back tokens, or fund new initiatives.
$MAIV also grants early access to new project launches via the platform’s Launchpad. Token locking secures allocations in seed-stage crypto opportunities, encouraging holders to retain and stake tokens. Holders gain lifestyle benefits through access to MAIV’s portfolio of luxury properties and sponsored events. Token locking allows access to global residences and exclusive experiences through gamified mechanisms.
Finally, $MAIV unlocks exclusive funding pools for high-quality real estate developments, where token tiers determine project access, priority allocations, and potential bonus returns. [17]
Tokenomics
MAIV has a total supply of 10B tokens and has the following distribution: [5]
- Ecosystem: 20%
- Team: 20%
- Staking: 15%
- Company Reserve: 14%
- IEO/IDO: 10%
- Marketing: 8%
- Public: 7%
- Liquidity: 3%
- Advisors: 3%
Partnerships
- Verasity
- JUMA Construction
- Dominus Commercial
- Skale
- RWA.io
- Zealy
Team
The Maiv team consists of key professionals overseeing various aspect of the ecosystem development
See something wrong?