Coinbase Business is a financial platform for companies to manage cryptocurrency payments, trading, and corporate treasury operations from a single account. Launched by Coinbase, the platform is designed primarily for startups and small to medium-sized businesses (SMBs), providing tools for invoicing, global payouts, accounting software integration, and API-based automation to support business financial workflows. ^[1]​

Overview

Coinbase Business is a financial platform designed to support companies with cryptocurrency-based operations. It functions as an operating account that allows businesses to accept and send global payments, trade and store cryptocurrencies, and manage funds using stablecoins. The service includes automated payouts via APIs, invoicing tools, payment links, and integrations with accounting software for bookkeeping and tax reporting. It also provides security measures such as transaction monitoring and sanctions screening. Businesses can hold USDC to earn yield on idle funds and conduct crypto trades within the same account. ^{[1] [2]}

Features

Payments and Treasury Management

Coinbase Business provides tools for managing stablecoin-based payments, invoicing, payouts, and contacts. Businesses can send and receive global payments at any time, create payment links without technical setup, and issue invoices with real-time settlement while tracking payment status in one place. The platform includes features for organizing outgoing payments, exporting transaction data for reconciliation and compliance, and maintaining a secure contact list of on-chain addresses to reduce manual entry and payment errors. Payments and invoices can be linked to specific contacts to support more efficient accounts payable and receivable workflows. ^[4]

Trading

Coinbase Business offers a trading environment that allows companies to buy, sell, and manage a wide range of cryptocurrencies, including major assets and on-chain tokens, from a single account. The platform supports spot trading across hundreds of pairs, provides advanced charting tools, and offers API access for automated strategies. It includes enterprise-level custody features designed to protect stored digital assets. Businesses can also hold USDC and earn yield on unused balances. ^[5]

Integrations

Coinbase Business provides APIs and integrations that allow companies to manage payments, trading, transfers, and account activity programmatically. These tools provide real-time visibility into balances, automated trading, and integration of crypto payments and global payouts into business applications. The platform also enables automated onramps and offramps between local currencies and stablecoins. In addition, Coinbase Business connects with accounting tools such as CoinTracker Enterprise to support transaction tracking and financial reporting. ^[6]

Customers

Coinbase Business is used by a range of companies across different industries to manage payments and financial operations. Startups use it to automate API-based billing, accept global payments, and move funds in USDC without relying on traditional banking systems. Local businesses use it to accept customer payments, pay contractors, and reduce transaction costs, while crypto-native companies use it for treasury management, payouts, and on-chain application development. Organizations with international operations use the platform to support cross-border payments and instant settlement using stablecoins. ^[7]