Ramp Network is a financial technology company that provides Web3 infrastructure for on-ramping, off-ramping, and swapping cryptocurrencies. The platform is designed to simplify the process for users to buy, sell, and exchange digital assets directly from their self-custodial wallets, serving as a bridge between traditional fiat financial systems and the decentralized economy.

The company operates globally and is registered with financial authorities in the United Kingdom, the United States, and the European Union. ^[1]​

Overview

Ramp Network functions as a key piece of Web3 financial infrastructure, focusing on making cryptocurrency transactions more accessible to a broad user base. Its mission is to create a user-friendly platform that allows everyday users to interact with crypto assets without the complexities often associated with centralized exchanges or decentralized finance (DeFi) protocols. As of early 2026, the company has been in operation for over eight years, growing to serve a customer base of 8 million people across more than 150 countries. The platform processes hundreds of millions of dollars in transactions annually. ^[1]​

The core business model revolves around its integrated services that are embedded within partner applications, such as crypto wallets and dApps. This integration allows users to perform crypto transactions without leaving the partner's interface.

A key feature of its system is a single Know Your Customer (KYC) verification process, which, once completed, allows a user to transact across the entire network of over 250 integrated partners. The company has also achieved SOC 2 certification, an industry standard for security and operational integrity, underscoring its commitment to asset protection. ^[1]​

History and Development

Ramp Network was established circa 2017-2018. The company's legal entity in the United Kingdom, Ramp Swaps Ltd, was registered in England and Wales under company number 11850124. Over its years of operation, Ramp has focused on expanding its global footprint and securing regulatory compliance in key markets. ^[1]​

A significant milestone in the company's development was achieving SOC 2 certification, which demonstrates its adherence to high standards for managing customer data and securing its systems.

In Europe, the company secured EU-wide authorization under the Markets in Crypto-Assets Regulation (MiCAR) through its Irish entity, Ramp Swaps (Ireland) Limited, which is regulated by the Central Bank of Ireland. This positioned Ramp as a licensed Crypto Asset Service Provider within the European Union, allowing it to operate across member states under a unified regulatory framework. ^[1]​

Services

Ramp Network provides three primary services that form the core of its business: on-ramping, off-ramping, and swapping. ^[1]​

On-Ramp

The on-ramp service enables users to purchase cryptocurrencies using traditional fiat payment methods. The process is designed to be seamless; users can initiate a purchase from within a partner's wallet or application, and the acquired crypto assets are sent directly to their connected self-custodial wallet.

This model bypasses the need for users to first deposit funds onto a centralized exchange before withdrawing to a personal wallet. Supported payment methods include credit cards, debit cards, Apple Pay, and regional payment systems such as PIX bank transfers. Ramp claims that this direct-to-wallet method can result in significant savings on network fees, suggesting users can save up to 99.5% on fees when transferring Bitcoin (BTC) compared to using a traditional exchange. ^[1]​

Off-Ramp

The off-ramp service facilitates the opposite transaction, allowing users to sell their crypto assets and receive payment in their chosen fiat currency. This service completes the financial loop, enabling users to convert their digital assets back into traditional currency, which can then be transferred to their bank accounts. ^[1]​

Swap

Ramp's swap functionality allows for the direct exchange of one cryptocurrency for another across different blockchain ecosystems. This cross-chain swap capability eliminates the need for users to manually interact with complex bridging protocols or multiple decentralized exchanges (DEXs) to trade assets that exist on separate networks. The service is integrated into the user interface to provide a simplified experience for cross-chain transactions. ^[1]​

Global Operations and Regulation

Ramp Network operates through several registered entities in major jurisdictions to ensure compliance with local and international financial regulations. ^[1]​

United Kingdom

In the UK, the company operates as Ramp Swaps Ltd. It is registered as a cryptoasset business with the UK Financial Conduct Authority (FCA) under the reference number 928783. The company is registered in England and Wales with company number 11850124 and maintains an office at 81 Rivington Street, London EC2A 3AY. ^[1]​

United States

In the US, operations are conducted through Ramp Swaps LLC. This entity is registered as a Money Services Business (MSB) with the Financial Crimes Enforcement Network (FinCEN). It also holds an NMLS ID of 2366547. The company's US office is located at 333 S. E. 2nd Avenue, Suite 2000, Miami, FL 33131. ^[1]​

European Union

For its EU operations, Ramp utilizes Ramp Swaps (Ireland) Limited. This entity is regulated by the Central Bank of Ireland and holds an EU-wide MiCAR (Markets in Crypto-Assets Regulation) authorization, making it a registered EU-Licensed Crypto Asset Service Provider. The Irish entity is registered under company number 739533, with an office address at 6th Floor, 2 Grand Canal Square, Dublin 2, DO2 A342. ^[1]​

Market Adoption and Partnerships

Ramp Network has achieved significant market adoption, with its services integrated into a wide range of Web3 projects. The platform is used by over 250 industry partners, providing on-ramp and off-ramp functionality to their combined user base of 8 million customers. ^[1]​

Key partners and integrations include major players in the cryptocurrency wallet and dApp space. Notable integrations include:

• MetaMask
• Worldcoin
• Trust Wallet
• Ledger
• Exodus
• BitPay
• FoxWallet
• COCA Wallet

The platform is also integrated with service aggregators such as Onramper, Halliday, and Quantoz, which further extends its reach across the Web3 ecosystem. The combination of direct wallet integrations and aggregator partnerships has been central to Ramp's growth and user acquisition strategy. ^[1]​

Technical Details and Asset Support

Ramp Network's infrastructure is built to support a wide array of digital assets and traditional currencies, facilitating its global operations. ^[1]​

Asset Support

The platform supports transactions with over 40 fiat currencies, allowing users from many different countries to interact with the crypto economy using their local currency.

On the digital asset side, Ramp supports over 100 cryptocurrencies, including major assets such as Bitcoin (BTC), Ethereum (ETH), Worldcoin (WLD), and Solana (SOL). This broad support for both fiat and crypto assets allows for a high degree of flexibility for users and partners. ^[1]​