RCOINS
RCOINS is a multi-token digital asset framework designed around fiat
- and commodity-referenced stable-value tokens operating on blockchain infrastructure. It combines issuance, settlement, and reserve reporting mechanisms intended for use in digital and institutional financial environments. [1]
Overview
RCOINS is a digital asset framework developed by RIB Digital within the broader RCCG ecosystem. The platform includes several token categories designed for institutional and treasury-related financial operations, including fiat-referenced stable-value tokens such as RUSD and REUR, as well as precious metal-referenced tokens such as RXAU and RXAG. The system is intended to support settlement, liquidity management, trading, and cross-border financial activity through blockchain infrastructure integrated with traditional financial processes. The ecosystem also references supporting platforms, including Royal Bank, Royal Digital, Royal Market, and RxBridge, which are described as components for banking connectivity, digital asset issuance, exchange services, and settlement infrastructure.
The project emphasizes structured issuance, reserve frameworks, compliance procedures, and multi-chain deployment as core elements of its design. RCOINS states that token issuance is governed by defined reserve and value conditions, with transparency supported through on-chain supply visibility and issuer-level reporting. The ecosystem also incorporates compliance measures, such as KYC/AML procedures, sanctions screening, transaction monitoring, and operational controls, designed for regulated financial environments. Its infrastructure is described as hybrid, connecting blockchain-based assets with fiat settlement systems, while separating issuer, liquidity, and technology functions into distinct operational roles. [2]
Features
RCOINS includes a multi-asset digital token framework comprising fiat
- and commodity-referenced assets. The ecosystem currently includes RUSD and REUR, linked to the U.S. dollar and the euro, as well as RXAU and RXAG, which reference gold and silver. These tokens are intended for settlement, treasury management, liquidity provision, asset exposure, and digital trading operations across blockchain-based financial environments. The platform also supports multi-chain deployment, allowing tokens to operate across different public blockchain networks and liquidity environments.
A central feature of the ecosystem is its proof-of-reserve and collateral management structure. Token issuance and redemption are tied to verified reserve balances held with depositary institutions. In contrast, reserve data is connected to on-chain proof-of-reserve contracts and reporting systems. RCOINS also incorporates liquidity infrastructure through on-chain liquidity pools, OTC trading systems, and market-maker participation designed to support trading depth and conversion between supported assets. The broader RxBridge network is described as linking blockchain settlement systems with traditional financial infrastructure, enabling digital asset transfers, treasury workflows, and fiat-connected settlement processes.
The ecosystem further includes compliance and operational governance features intended for regulated financial environments. These include KYC/AML procedures, sanctions screening, transaction monitoring, controlled minting and burning mechanisms, and role separation between issuer, liquidity, custody, and settlement functions. RIB Digital, which operates as the issuing platform within the ecosystem, is responsible for token issuance, reserve auditing, and the associated reserve reporting workflows for RCOINS. [2]
RxBridge
RxBridge is a settlement and financial infrastructure system within the RCOINS ecosystem that connects traditional banking services, OTC trading operations, and blockchain-based digital asset transfers. The platform combines regulated banking entities, digital exchanges, and over-the-counter trading systems into a unified workflow intended to support cross-border settlement and asset transfers between fiat currencies, tokenized assets, and traditional financial instruments. RxBridge operates through components including Royal Digital Exchange, Royal OTC, and banking infrastructure associated with the Royal Investment Bank Group, while using RCOINS assets such as RUSD, REUR, RXAU, and RXAG as settlement instruments within the system. RxBridge integrates on-chain settlement with traditional financial infrastructure, enabling automated transactions and liquidity operations across digital and fiat-based financial environments. [3]
Products
REUR
REUR is a euro-referenced stable-value digital token within the RCOINS ecosystem, issued through RIB Digital Holdings Limited. The token is designed for EUR-denominated settlement, treasury operations, liquidity provision, and structured financial workflows across institutional and digital environments. REUR operates on multiple blockchain networks, including Ethereum, BNB Smart Chain, and TRON using ERC-20, BEP-20, and TRC-20 standards. The project states that issuance and redemption are conducted through authorized counterparties in accordance with compliance procedures, with reserves supported by cash and liquid cash-equivalent assets held within regulated financial frameworks. REUR also incorporates on-chain supply visibility, reserve reporting processes, transaction monitoring, KYC/AML procedures, and smart contract controls intended to support transparency and institutional use. [6]
RUSD
RUSD is a U.S. dollar-referenced stable-value digital token within the RCOINS ecosystem, issued by RIB Digital Holdings Limited. The token is designed for USD-denominated settlement, treasury operations, liquidity provision, and structured financial workflows across institutional and digital environments. RUSD operates on Ethereum, BNB Smart Chain, and TRON using ERC-20, BEP-20, and TRC-20 standards, allowing multi-network accessibility and on-chain verification. The project states that issuance and redemption are conducted through authorized counterparties under compliance procedures, with reserves consisting of cash and liquid cash-equivalent assets held within regulated financial frameworks. RUSD also incorporates on-chain supply visibility, reserve reporting, transaction monitoring, sanctions screening, KYC/AML procedures, and smart contract controls intended to support transparency and institutional financial operations. [7]
RXAU
RXAU is a gold-referenced digital token within the RCOINS ecosystem, issued by RIB Digital Holdings Limited. The token is designed to track the market value of one troy ounce of gold and is intended for digital settlement, asset exposure, treasury allocation, collateralization, and structured financial operations across institutional and blockchain-based environments. RXAU operates on Ethereum, BNB Smart Chain, and TRON using ERC-20, BEP-20, and TRC-20 standards, enabling multi-network accessibility and on-chain verification. The project states that issuance and redemption are tied to verified physical gold reserves and supplementary collateral held under reserve frameworks intended to support liquidity and redemption processes. RXAU also incorporates reserve reporting, independent audits and certifications, on-chain supply visibility, transaction monitoring, sanctions screening, KYC/AML procedures, and smart contract-level controls intended to support transparency and compliance within regulated financial workflows. [8]
RXAG
RXAG (Royal Silver) is a silver-referenced digital token within the RCOINS ecosystem designed to represent the market value of one troy ounce of silver on blockchain networks. It is used for settlement, treasury operations, collateralization, liquidity provision, and asset exposure across digital and institutional financial environments, while tracking global silver prices through a commodity-linked structure. RXAG is issued under a reserve-backed framework intended to align circulating supply with verified physical silver holdings and supplementary collateral, with issuance and redemption managed through controlled minting and burning processes supported by compliance checks, on-chain transparency mechanisms, and issuer-level reporting across multiple blockchain networks. [9]
