Navra

Navra is a financial technology platform that connects traditional finance with blockchain-based financial services through mobile and desktop applications. Its offerings include onchain yield products, trading markets, AI-assisted financial tools, and institutional infrastructure for digital asset management. ^[2]

Overview

Navra is a financial technology platform that connects traditional finance with blockchain-based financial services through mobile and desktop applications. It provides individuals and institutions with access to decentralized finance (DeFi) yield opportunities, trading markets, borrowing services, and an embedded AI agent. The platform also supports keyless self-custody, allowing users to manage digital assets without relying on traditional private-key management. For institutional clients, Navra offers enterprise wallet management, role-based access controls, qualified custody, audit trails, and data integration with fund administration and accounting systems. Its infrastructure also supports white-label solutions, enabling partners to offer Navra's services through customized products or a standalone application. Navra was founded by Mike Cagney, co-founder of SoFi and Figure, and is headquartered in Las Vegas. ^[1] ^[3]

Features

Navra App

Navra’s app provides access to curated blockchain-based financial services through a single mobile and desktop interface. Its yield features include interest-bearing stablecoins, real-world asset lending strategies, and higher-yield opportunities with leverage, offering different risk and liquidity profiles. Trading features include securities prediction markets, blockchain-based equities, cryptocurrency markets, and real-world asset trading venues. The app combines cash management, yield products, and trading services within one platform. The app includes an AI agent that accepts voice or text instructions to monitor opportunities, prepare transactions, identify yield options, and assist with tax documentation. Users can establish spending limits and conditions, while agent actions are logged and require user approval. Additional features include keyless self-custody using multi-party computation (MPC), an option to incorporate a qualified custodian into transaction approvals, and access to human customer support. ^[5]

Institutional

Navra’s institutional platform provides fund managers and financial institutions with tools to manage digital asset custody, wallet permissions, transaction approvals, and compliance through a centralized console. Its custody system uses multi-party computation (MPC) to distribute cryptographic key shares and supports an optional qualified custodian within transaction approval workflows. Institutions can configure user roles, wallet-level permissions, transaction limits, and multi-party approval requirements. The platform also maintains a hash-chained audit trail of actions and allows assets to be managed independently of Navra. The platform integrates blockchain-based asset positions into existing institutional operations through fund-accounting exports, administrator-ready reporting, and APIs for order and portfolio management systems (OMS/PMS). An AI agent supports month-end reporting and related administrative tasks. Implementation involves selecting required integrations and export formats, configuring API access and sandbox testing, and connecting positions and reporting to existing workflows. ^[6]

White Label

Navra’s white-label solution allows businesses to offer blockchain-based financial services under their own brand using Navra’s underlying infrastructure. Partners can launch a complete application with onboarding, yield products, trading markets, an AI agent, and customer support, or integrate individual features into an existing product through a software development kit (SDK). Branding options include the partner’s name, logo, colors, and domain, while Navra provides the supporting infrastructure for custody, transaction policies, compliance tools, and access to curated yield and trading venues. Implementation begins with selecting the application format, features, and supported venues, followed by SDK integration and, where applicable, sandbox testing. Partners then configure branding, transaction policies, limits, compliance settings, and disclosures before launch. The modular approach lets businesses introduce individual services, such as yield products, and add features over time without building the entire infrastructure themselves. ^[7]

Funding

In October 2026, Navra announced the close of an oversubscribed $19 million Series A funding round led by Ribbit, with participation from Baseline, DCM, Jump Crypto, and Figure Technology Solutions. The company plans to use the proceeds to develop its AI infrastructure, expand its platform, and acquire customers and partners. The funding supported Navra’s development of blockchain-based financial services for retail and institutional users, including access to on-chain yield protocols and trading markets through keyless self-custody, AI-assisted services, and institutional controls. Alongside the announcement, Navra named Figure as its first blockchain partner, integrating Figure’s Democratized Prime yield protocol and YLDS, an SEC-registered yielding stablecoin, and collaborating to bring Figure’s trading markets to the platform. ^[1]