Avtar Sehra

Avtar Sehra is a financial technology executive and product specialist with a background in capital markets, investment technology, risk management, and tokenized securities. He is the Founder and CEO of STBL and the Founder of a stealth AI startup, with previous leadership roles at KAIO and Nivaura and advisory positions across financial technology companies. ^[6]

Education

Sehra attended Swansea University, where he earned his Master of Research in Mathematical Computer Modeling and his PhD in Theoretical Particle Physics. He also earned his Master of Science in Theoretical and Mathematical Physics from Imperial College London. ^[4]

Career

Sehra began his career in capital markets, serving as Managing Director at Capital Markets from 2006 to 2016. His work included derivatives pricing and risk management, product management, capital markets architecture, operating-model design, and regulatory strategy for engagements with major investment banks. He also served as a Product Advisor at PremFina from 2015 to 2016, working on premium finance architecture, loan securitization, and blockchain applications for insurance policy management, and as a Non-Executive Director and Product Advisor at ResonanceX from 2017 to 2019, where he advised on structured-product issuance and tokenization infrastructure.

Sehra founded Nivaura and served as CEO and Chief Product Architect from 2015 to August 2021, developing technology for tokenized securities issuance and administration, before serving as Founder and President from August to December 2021. He later became Founder and CEO of KAIO from February 2023 to September 2025, where he worked on multichain infrastructure for issuing and distributing alternative assets. Sehra has served as Founder and Advisor at STBL since December 2023 and as Founder and CEO since September 2025, and he has also served as Founder of a stealth AI startup since August 2026. ^[3]

Panels

Volatility to Institutional-Grade

In a July 2026 panel at Proof of Talk, Sehra and other participants discussed the impact of the October 10 crypto market sell-off, focusing on leverage, collateral, and risk management. The panel examined how leveraged markets were affected by liquidations and collateral quality, while robust pricing and risk controls helped some exchanges continue operating during the disruption. Participants said the event also increased interest in tokenized assets, prediction markets, and regulated on-chain financial products, with automated deleveraging systems helping unwind positions without causing broader industry disruption. They discussed tokenization as a way to reduce operational costs, expand access to traditional financial products, and enable assets to be used in trading and as collateral, while also noting that digital assets needed clearer sources of economic value and utility. The panel concluded by distinguishing Bitcoin's supply-and-demand dynamics from altcoins that required credible commercial applications and fee generation, while identifying real-world assets as one potential source of additional on-chain utility and emphasizing the growing importance of risk controls as the sector developed. ^[5]