Petr Kozyakov is a co-founder and CEO of Mercuryo, a leading payments infrastructure platform that bridges the gap between traditional finance, Web2, and Web3. Based in London, Kozyakov has a background in payments with roles at notable fintech companies including Aeloria, PayU LLC, Lacerta Privat Payment System, and PayOnline System LLC. ^{[1] [2]}​

Career

Initial Roles in Fintech

Petr Kozyakov started his career in fintech by working with companies like PayOnline and PayU, where he played a vital role in developing cross-border settlement systems and card processing solutions. These roles equipped him with a comprehensive skill set in e-payments, mobile commerce, payment services, electronic payments, and project management. ^[1]​

Founding Mercuryo

In 2018, Petr co-founded Mercuryo following a revelation about the potential of digital tokens for efficient and quick cross-border payments. An experience trying to pay a lawyer in the US using traditional methods led him to use cryptocurrencies, which proved effective. This personal insight, along with rising crypto transaction volumes observed in his professional capacity, propelled him to establish Mercuryo as a firm bridging crypto and fiat payments. ^[2]​

Scaling Mercuryo

​Mercuryo started as a small startup and grew rapidly under Kozyakov's leadership. Key achievements include securing partnerships with major platforms like Binance and expanding the company's operations globally. This growth was bolstered by a commitment to maintaining robust compliance measures in the face of strict regulations, which helped Mercuryo become one of the most trusted names in the fintech infrastructure space. ^[3]​

Media Appearances

In September 2025, Kozyakov was featured on the Off-Chain Podcast, where he discussed Mercuryo's role in connecting cryptocurrency and conventional payment networks, the growth of digital asset payment solutions, and the evolving relationship between Web3 platforms and financial institutions. During the interview, he also commented on topics including crypto payment cards, regulatory developments, and the broader adoption of digital assets in consumer and business finance.