Hashnote is a regulated investment management platform that combines traditional finance infrastructure with decentralized finance (DeFi) technology to provide institutional-grade investment products. It offers compliant access to DeFi markets through a regulated framework that addresses the complexities and risks associated with digital asset investments. ^[2]

Overview

Hashnote is a regulated investment management platform that bridges traditional finance and DeFi by offering compliant and secure structured investment products. It provides strategies such as yield generation, risk-managed derivatives, and stablecoin-based opportunities while ensuring regulatory adherence through KYC/AML measures. Hashnote’s platform integrates blockchain transparency with institutional-grade financial infrastructure, enabling investors to access DeFi markets without direct exposure to platform or counterparty risks. Backed by Cumberland Labs, it focuses on structured solutions that combine on-chain efficiency with traditional financial oversight. ^[2]

Investment Products

Hashnote offers several investment products designed to provide institutional investors with regulated access to DeFi opportunities:

US Yield Coin (USYC)

USYC (US Yield Coin) is the on-chain representation of Hashnote’s Short Duration Yield Fund (SDYF). The fund invests in short-term U.S. Treasury Bills and repo and reverse-repo transactions, with USYC reflecting these underlying assets.

USYC generates returns based on short-term risk-free rates while leveraging tokenization for faster transactions, transparency, and composability. The structure minimizes protocol, custody, regulatory, and credit risks commonly associated with other tokenized assets. ^[5]

Hashnote Harbor 

Hashnote Harbor is a service that enables investors to earn yield on crypto assets while keeping them with a custodian. Using proprietary smart contracts and portfolio management strategies, Hashnote allows derivative transactions to generate option-based returns without transferring assets.

Harbor supports covered call spreads, covered calls, and customized strategies. Covered call spreads involve selling and buying call options at different strike prices to generate yield while limiting downside risk. Covered calls involve selling options against held assets to earn premiums, benefiting investors in flat or mildly bullish markets. Custom strategies allow tailored approaches for specific yield targets or risk management needs.

Harbor operates through registered entities, with Hashnote Management LLC serving as a Commodity Pool Operator (CPO) and Commodity Trading Advisor (CTA), regulated by the CFTC and a member of the NFA. ^[3]

OSYC

Hashnote's Opportunistic Stablecoin Yield Strategy focuses on generating returns from stablecoins within DeFi by leveraging incentive-driven yield opportunities. It targets annual yields between 15% and 40%, capitalizing on liquidity incentives provided by non-economic entities, such as venture capital and token-raise funds, to drive adoption of stablecoins.  

The strategy involves deploying stablecoins into over-collateralized lending protocols and stablecoin liquidity pools on Automated Market Makers (AMMs). Hashnote utilizes platforms like Kamino Finance and Orca while continuously evaluating new protocols. Investments are held in secure smart contracts and MPC wallets through Fireblocks Vaults, with protocols undergoing audits and risk assessments before deployment.  

Investors may also receive additional yield through airdrops from participating protocols. Hashnote’s direct protocol access and fund structure enable it to efficiently identify and act on high-return opportunities. ^[4]

Partnerships

DRW

Cumberland Labs

Circle Internet Group, Inc.

Fireblocks

QCP

Anchorage Digital

Paxos

Komainu

Cosmos

Asia Web3 Alliance

Liquid Collective