Ryan Chow is the cofounder and CEO of Solv Protocol, a decentralized asset management platform designed to facilitate access to cryptocurrency investments. The platform operates at the intersection of decentralized finance (DeFi), centralized finance (CeFi), and traditional finance (TradFi), focusing on providing solutions within the blockchain and finance sectors. ^[1][2][4]

Education

Ryan Chow holds a bachelor’s degree from Beijing Foreign Studies University, where he studied global financial systems. He later worked in cryptocurrency and blockchain industries. ^[1]

Career

Ryan began his career as a Financial Analyst at Singularity Financial in Hong Kong, where he worked from October 2018 to December 2019. During this time, he conducted research on the integration of blockchain technology into various industries, the development of Security Token Offerings (STO), and the regulatory frameworks surrounding these innovations in global financial systems.

In December 2019, he co-founded Beijing Unizon Technology. At Unizon, Ryan focused on implementing blockchain-based solutions to improve supply chain efficiency in the automobile industry. His work also included projects related to blockchain data visualization and new share issuance methods.

In December 2020, Ryan founded Solv Protocol. The platform provides decentralized asset management, offering infrastructure that integrates various market participants, including investors, brokers, underwriters, and custodians. Solv Protocol, through its third iteration (Solv V3), aims to bridge liquidity between DeFi, CeFi, and TradFi. To date, the platform has facilitated over $160 million in trading volume and has attracted more than 25,000 users. Solv Protocol is backed by investors such as Binance Labs, Blockchain Capital, and Nomura. ^{[1][2][3][4][5]}

Interview

Ryan Chow on Financial NFTs and Solv Protocol

On March 31, 2022, Ryan Chow appeared on the "Crypto Coin Show" YouTube channel, where he discussed the innovations behind Solv Protocol and its role in the development of financial NFTs. During the interview, Chow provided insights into Solv Protocol’s products and its contributions to decentralized finance (DeFi).

Chow explained that Solv Protocol focuses on creating NFTs that represent financial ownership, distinguishing them from traditional NFTs, which are commonly associated with digital collectibles. These financial NFTs enable enhanced management and trading of financial assets on the blockchain.

A significant portion of the interview highlighted the ERC-3525 token standard, which combines the divisibility of ERC-20 tokens with the unique attributes of NFTs. This new standard, according to Chow, opens the door to more complex financial instruments in the DeFi space. He also introduced the concept of Solv Vouchers, a product line that includes investing, convertible, and bond vouchers, designed to address various financial needs.

Chow noted that Solv Protocol supports decentralized autonomous organizations (DAOs) in treasury management by providing solutions that allow DAOs to raise capital without adversely affecting secondary markets. The protocol’s partnerships with platforms such as MyDance Labs and Binance were also discussed, emphasizing the growing utility and reach of financial NFTs within the broader blockchain ecosystem.

He suggested that this would create new liquidity opportunities in DeFi, benefiting both investors and institutions. According to Chow, the ERC-3525 standard and Solv Vouchers represent significant steps toward more flexible and customizable financial solutions. Additionally, he emphasized that the integration with DAOs highlights the intersection of decentralized governance and financial innovation, which could enhance capital-raising efficiency.

The interview concluded with a reflection on Solv Protocol’s progress, including $60 million locked in Solv vouchers, underscoring the growing demand for these innovative financial products. Chow pointed to strategic collaborations with Binance and other platforms as further validation of Solv Protocol’s approach, positioning it for continued growth in the DeFi market. ^[6]