Nonbank is a financial management application designed to integrate traditional banking and cryptocurrency services into a single platform. The application aims to provide users with a unified interface for managing a diverse range of financial assets, including those held in bank accounts, cryptocurrency exchanges, and non-custodial wallets. ^[1]

Overview

Nonbank is being developed as a comprehensive financial solution that combines both custodial and non-custodial functionalities. The project's stated goal is to bridge the gap between Web2 (traditional finance) and Web3 (decentralized finance) by allowing users to connect and manage all their financial accounts in one place. This includes non-custodial crypto wallets, hardware wallets, centralized crypto exchanges, and traditional bank accounts. The platform emphasizes security and user experience, incorporating features like an automated transaction checker and a simplified identity system. ^[1]

The application is designed to be multi-chain, with initial support for the TRON network. The development roadmap indicates plans to expand support to EVM-compatible chains and other blockchain networks in the future. The project also incorporates gamification elements, such as tasks and an internal rewards system, to encourage user engagement. The Nonbank social media presence was established in August 2023, and the platform has since built a community across platforms like X (formerly Twitter), Telegram, and Discord. ^{[1] [2] [3] [4]}

Products

Nonbank's ecosystem is centered around its main application and a unique digital identity system.

Nonbank Application

The core product is the Nonbank mobile application, available for both iOS and Android devices. It functions as an aggregator, allowing users to link various financial accounts for a consolidated view of their portfolio. The app provides tools for portfolio analysis, asset transfers, and security monitoring. The development of the application is staged, with a roadmap that outlines a phased integration of different wallet types and financial services, culminating in the planned release of a physical "NON×CARD" in 2026. ^[1]

NON ID

NON ID is a decentralized identity feature integrated within the Nonbank ecosystem. Each user is entitled to a unique NON ID, which serves as a universal address for receiving funds, replacing the need to manage multiple crypto addresses or bank account numbers for inbound transactions. Users can customize the appearance of their NON ID, and the system allows for the identity to be minted as a Non-Fungible Token (NFT). The NON ID is also linked to the platform's rewards system, granting users access to bonuses and other perks from Nonbank and its partners. ^[1]

Features

The Nonbank platform incorporates several key features aimed at simplifying financial management and enhancing security.

• Unified Portfolio Management: The application allows users to connect a wide array of financial accounts, including non-custodial wallets across multiple blockchains, hardware wallets, major crypto exchanges, and traditional bank accounts. ^[1]
• Portfolio Analytics: Users have access to analytics tools that provide a comprehensive overview of their aggregated assets. A portfolio scanner is included to help users make informed decisions based on their financial data. ^[1]
• Simplified Transfers: The platform features a "1-tap transfer" capability, designed to streamline the process of moving assets between a user's connected accounts without relying on third-party services. ^[1]
• Transaction Fee Model: Nonbank offers a number of free transactions to users each month. Additional free transactions can be earned by completing tasks within the application's gamified rewards system. ^{[1] [5]}
• Security: The application includes an automated Anti-Money Laundering (AML) transaction checker, referred to as the "AML watchtower." This feature monitors transactions for connections to sanctioned wallets or suspicious entities. For added security, users can connect a hardware wallet to their Nonbank account, keeping their private keys in offline storage. ^[1]
• Shared Spaces: A collaborative feature that allows users to create shared financial spaces with others. This enables joint management of assets for shared goals or group funds. ^[1]
• Gamification: To enhance user engagement, Nonbank has integrated a system of tasks, bonuses, and rewards. Users can complete various in-app activities to earn internal platform coins called "Nons." ^[1]

Ecosystem

The Nonbank ecosystem is composed of its internal currency and its user community.

Nons

"Nons" are the internal utility coins of the Nonbank platform. They are not a publicly traded cryptocurrency but rather a rewards currency earned through user activity within the application. Users can accumulate Nons by completing specified tasks, inviting new users, participating in quizzes, and engaging with the platform's features. The primary function of Nons is to unlock additional benefits and rewards for holders within the Nonbank ecosystem. ^{[1] [6]}

Community

Nonbank maintains an active presence on several social media and community platforms to engage with its user base. As of August 2025, its community includes over 11,000 followers on X, approximately 3,900 members in its Telegram group, and around 1,700 members on its Discord server. These platforms are used for announcements, user support, and community-building activities. ^{[2] [3] [4]}

Use Cases

The platform is designed to address several use cases for individuals managing both traditional and digital assets.

• Aggregating and tracking diverse financial assets, including fiat currency and cryptocurrencies, within a single interface.
• Simplifying the process of transferring assets between different platforms, such as moving funds from a crypto exchange to a non-custodial wallet.
• Receiving various types of funds through a single, unified NON ID, which reduces the complexity of managing multiple wallet addresses and account numbers.
• Collaboratively managing shared funds with friends, family, or partners through the "Shared Spaces" feature.
• Engaging with decentralized finance (DeFi) through a gamified and user-friendly interface that rewards active participation. These use cases are supported by the platform's core features of account aggregation, simplified transfers, and the NON ID system. ^[1]

Architecture

Nonbank's technical architecture is designed for multi-chain compatibility and aims to bridge different financial systems. The platform launched with initial support for the TRON blockchain network. According to its public roadmap, there are plans to integrate support for EVM-compatible blockchains and other networks in subsequent updates. The ultimate architectural goal is to achieve "cross-web functionality," enabling seamless storage and transaction of both crypto and fiat assets within a single, secure environment. ^[1]

Tokenomics

Information regarding the tokenomics of a publicly traded asset is not available, as the platform's internal currency, "Nons," is described as an internal coin for rewards rather than a tradable token.

Allocation

• Details regarding the allocation of any potential future token have not been publicly disclosed.

Utilities

The primary utility within the ecosystem is associated with the internal "Nons" coins.

• Earning rewards for active engagement and completion of in-app tasks.
• Unlocking exclusive bonuses and perks from Nonbank and its partners.
• Enriching the user's financial journey within the gamified environment of the app. These utilities are designed to incentivize user participation and retention on the platform. ^[1]

Governance

As of August 2025, no information has been released by the project regarding a governance model or any plans to introduce on-chain governance features.

Confirmed Partnerships

While the Nonbank platform mentions that users can receive exclusive rewards from "Nonbank and its partners" through the NON ID system, specific details about these partners have not been publicly announced. ^[1]