SwissBorg is a cryptocurrency-focused financial technology platform that provides tools for investing, trading, and managing digital assets through a mobile application. Founded in 2017 and headquartered in Lausanne, Switzerland, the company aims to create a community-driven ecosystem centered around its native utility token, BORG. ^{[1] [2]}​

Overview

SwissBorg is a crypto-focused fintech platform founded in 2017 in Lausanne, Switzerland, offering tools for investing, trading, and managing digital assets through its mobile app. The platform offers services such as fiat and cryptocurrency on/off ramps, a Smart Engine that aggregates liquidity across centralized, decentralized, and forex exchanges, and earning options including staking and liquidity provision. It also features investment bundles, access to early-stage projects through its Alpha program, and a native utility token, BORG, which supports governance, rewards, and reduced fees through premium tiers. SwissBorg prioritizes security and transparency by segregating user assets from company funds and utilizing MPC keyless technology for fund protection. ^{[1] [2]}​

Products

SwissBorg offers a range of products for trading, automated investing, yield generation, and accessing early-stage crypto projects.

Meta-Exchange (Smart Engine)

The Meta-Exchange, also known as the Smart Engine, is a multi-chain liquidity aggregation system that serves as the core of SwissBorg's trading infrastructure. It connects to foreign exchange (FX) platforms, centralized exchanges (CEXs), and decentralized exchanges (DEXs) to find the most efficient trading routes for users. The system aggregates liquidity from five CEXs and seven DEXs.

The engine automatically sources the best prices and liquidity across its network, allowing users to execute trades across different blockchains without manual bridging. For example, it can facilitate a swap from an Ethereum-based token to a Solana-based token in a single transaction. The platform expanded its capabilities from traditional CEX and FX aggregation to on-chain trading with the integration of Solana in 2023 and Avalanche in early 2025. Transactions are typically completed in under five seconds, and users receive a post-trade report detailing the transaction route and all associated costs. ^{[2] [6]}​

Auto-Invest

Auto-Invest is an automated investment feature that allows users to apply the Dollar Cost Averaging (DCA) strategy. Users can set a fixed amount of funds to automatically purchase specified cryptocurrencies at regular intervals, such as daily, weekly, or monthly. This approach is designed to mitigate the impact of market volatility by averaging the purchase price over time. Users retain full control over their plans and can adjust the amount, frequency, and selected assets, or pause the plan at any time. ^[7]​

Earn

SwissBorg Earn is a yield-generation product that provides simplified access to DeFi opportunities, including staking, lending, and liquidity provision. The platform automates the process of generating yield while providing transparency on how returns are produced. Each strategy is assessed and categorized under a three-tier risk framework (low, medium, or high) based on factors such as protocol maturity, leverage, and complexity. ^[8]​

Rewards are paid in the same asset that is deposited and are compounded daily. Most strategies offer flexible entry and exit with a short cooldown period for withdrawals. The system aggregates user funds to reduce transaction (gas) fees and redistributes any airdrops from underlying protocols to participating users. ^[8]​

Alpha & BorgPad

SwissBorg Alpha is an in-app investment launchpad that provides access to vetted, early-stage crypto projects. Participation requires users to hold a minimum of 100 BORG tokens, with higher holdings unlocking better investment conditions. Opportunities include pre-token generation event (TGE) deals, over-the-counter (OTC) token sales, and node sales. By late 2024, Alpha had facilitated 16 token deals and six node sales, with projects including XBorg, Moemate, Aethir, and Carv. ^[4]​

Launched in 2024, BorgPad is a decentralized launchpad that assists startups with launching tokens on DEXs. It helps projects plan their TGE and bootstrap liquidity pools, often by pairing the new project's token with BORG. This mechanism is designed to increase BORG's on-chain trading volume and utility. ^[4]​

Crypto Bundles

Crypto Bundles are thematic investment products that offer diversified exposure to specific cryptocurrency sectors. These bundles, which evolved from the company's earlier "Thematics" product, group assets based on trends like DeFi, real-world assets (RWA), gaming, and memecoins. The portfolios undergo a monthly reallocation process where token weights are adjusted based on market capitalization, returns, and drawdown to reflect current market conditions. ^[9]​

A key feature of the updated bundles is the integration of the BORG token. BORG constitutes a fixed portion of each bundle (typically 10%, or 5% for the more conservative Golden Bundle) and is excluded from the automatic monthly reallocations. This prevents the systematic selling of BORG during rebalancing and aligns its value with the long-term performance of the bundles. The updated structure also included a 50% reduction in fees. ^[9]​

BORG Token

BORG is the native ERC-20 utility token of the SwissBorg ecosystem. It underpins the platform's products and governance model. The primary utility of the BORG token is to provide access to a tiered loyalty program. Users can lock BORG for a one-year period to access Premium tiers, which offer benefits such as reduced trading fees, higher annual yields on Earn strategies, and improved participation terms in SwissBorg Alpha deals. The token is also central to governance, with each token granting one vote in platform decisions. Other utilities include receiving cashback on trades, participating in BorgPad liquidity pools, and gaining access to exclusive investment opportunities. ^[10]​

Tokenomics

BORG has a total supply of 1 billion tokens. The initial allocation was distributed among ICO participants (62.5%), the team (20%), and future development (17.5%). ^[10]​

CHSB to BORG Migration

In October 2023, SwissBorg completed the migration of its original native token, CHSB, to BORG. The migration occurred at a 1:1 ratio, with the total supply remaining unchanged. The conversion was automatic for tokens held within the SwissBorg app, while an on-chain tool was provided for holders of CHSB in external wallets. The new BORG smart contract was launched on Ethereum using the OpenZeppelin standard and passed a security audit by Hacken with a perfect score. The move was part of a broader strategy to deepen the platform's integration with the DeFi ecosystem. ^[5]​

Governance

SwissBorg utilizes a decentralized governance model where decision-making power is given to BORG token holders. The system operates on the principle of "1 BORG = 1 Vote," ensuring that influence is proportional to the number of tokens held.

The platform holds monthly governance assemblies where the community can discuss and vote on key decisions related to ecosystem growth, token utility, and strategic development. The outcomes of these votes are used to update the "Interactive White Paper," a living document that reflects the collective priorities of the community.

Significant decisions made through community votes include: ^[3]​

• Distributing 100% of tokens from ecosystem projects directly to BORG holders.
• Reserving an allocation of every BorgPad deal for SwissBorg app users.
• Implementing a merit-based loyalty system (XP / Borger Rank).
• Allowing the community to vote on new token listings in the app.

Partnerships

• Utrust
• Scala Center
• Occam
• Ballman Project
• Enjin
• Green Crypto Research
• Lido
• Limewire
• Stader Labs
• Moonbeam Network
• Block Green
• Kiln
• Colony Lab
• Pyth Network
• Global Dollar Network