Bridge is a payments infrastructure platform built on stablecoins that provides API-based products for businesses to manage global money movement. The platform enables companies to receive, store, convert, issue, and spend stablecoins, while handling the underlying regulatory, compliance, and technical complexities associated with these transactions. ^{[1] [2]}​

Overview

Bridge is a financial technology platform that provides infrastructure for moving, managing, and issuing digital and traditional money across global systems. It offers APIs for fiat and stablecoin transfers, recurring payment templates, virtual and prefunded accounts, liquidation addresses for automated crypto conversion, and custodial wallets that meet compliance requirements. The platform also enables the issuance of both a standard stablecoin (USDB) and customizable tokens backed 1:1 by U.S. dollars, with rewards tied to reserves. Additional services include Visa card issuing integrated with wallet and orchestration tools, plus onboarding and verification systems that handle KYC and KYB approvals for users and businesses. ^{[2] [3]}​

Features

Orchestration

Bridge’s orchestration tools serve as the backbone for transferring funds across both fiat and stablecoin systems. The APIs enable one-time transfers, recurring payments, and fiat-to-crypto and crypto-to-crypto conversions, supporting on-ramps, off-ramps, and crypto-to-crypto flows. Transfers can originate from customer deposits, Bridge-managed wallets, or prefunded accounts, giving teams flexibility in how funds move through their systems.

The platform also offers virtual accounts, which provide customers with unique bank-like deposit details for receiving fiat payments that are automatically reconciled. Static template transfers let companies automate recurring deposits using persistent instructions. At the same time, prefunded accounts hold preloaded balances to enable instant payouts without waiting for deposit settlement, which is useful for scenarios such as payroll or bulk disbursements. Liquidation links blockchain addresses to fiat or crypto destinations, automatically routing or converting incoming funds, enabling streamlined, automated money management across multiple rails. ^[3]​

The Orchestration suite includes several specific products: ^[4]​

• Transfers: Enables one-time or on-demand transfers between fiat and stablecoins for creating programmatic on-ramps (e.g., USD to USDC) and off-ramps (e.g., BTC to USD).
• Static Template Transfers: Provides reusable and persistent deposit instructions for customers to make recurring payments.
• Virtual Accounts: Allows businesses to issue unique fiat deposit accounts to their customers in currencies like USD, EUR, and MXN, complete with local bank details.
• Prefunded Accounts: A feature that allows businesses to preload funds into a Bridge-managed balance to facilitate instant fiat off-ramps for time-sensitive applications like payroll.
• Liquidation Address: A blockchain address linked to a specific fiat or crypto destination, where any funds sent are automatically converted and forwarded.

Wallets

Bridge provides a Custodial Wallets API that enables companies to create and manage digital asset wallets at scale for their end-users or for their own corporate treasury. The platform is designed to manage the technical complexities of wallet infrastructure, including on-chain security and gas management.

Key capabilities of the Wallets API include wallet creation, fund transfers via the Orchestration API, instant internal transfers between Bridge-hosted wallets, balance inquiries, and the assignment of custom labels and policies to wallets. All fund transfers must be executed through the Orchestration APIs to ensure security and compliance; sending funds directly to a custodial wallet address is not supported and may result in a loss of funds. All wallet fund flows must be reviewed and approved by Bridge's legal and compliance team before use in a production environment. ^[5]​

Cards

Bridge’s card-issuing platform enables the issuance of Visa cards to customers globally through a single integration. Cards can be linked to custodial or non-custodial wallets, allowing users to spend stablecoin balances virtually, physically, or via mobile wallets wherever Visa is accepted. The system supports multi-market deployment, letting organizations launch a card program across multiple regions without separate integrations. When combined with Bridge’s orchestration and wallet APIs, it enables seamless management of sending, receiving, storing, and spending stablecoins, while providing the potential to earn revenue from card transaction fees. ^[6]​

Issuance

Bridge’s Open Issuance platform enables the creation and management of stablecoins, either through custom tokens or Bridge’s standard stablecoin, USDB. All Bridge-issued stablecoins are fully backed 1:1 by U.S. dollars and can be exchanged with fiat or other stablecoins using Bridge’s orchestration APIs, including transfers, virtual accounts, and liquidation addresses.

Funds held in Bridge stablecoins earn monthly rewards, with reserves managed in segregated bank and custody accounts. Custom stablecoins allow developers to define token branding, reserve strategies, and smart contracts while remaining interoperable with other tokens on the Open Issuance network. USDB offers a preconfigured option for straightforward use and reward accrual. Blockchain support currently includes EVM-compatible chains and Solana, with eligibility restricted to KYC-verified customers and excluding EEA residents ^{[1] [7]}​

Bridge offers two stablecoin models:

• USDB: a stablecoin issued and operated entirely by Bridge, with reserves, liquidity, and branding fully managed by the platform. It uses a single smart contract design and supports a closed-loop system, relying on off-chain reserves for backing.
• Custom Stablecoin: allows organizations to configure aspects such as reserve structure, liquidity management, branding, and whether the system operates in an open or closed loop. Each token is deployed through its own smart contract and may use a combination of on-chain and off-chain reserves, giving issuers flexibility over how the asset is supported and distributed. ^[7]

Customers

Bridge’s Customers API provides a framework for registering and verifying users, enabling compliant movement of fiat and stablecoins between wallets or bank accounts. Bridge manages all KYC (Know Your Customer) and KYB (Know Your Business) verification, ensuring users meet applicable regulatory requirements. Customers are registered through the Customers API or KYC Links API, requiring basic identity and business information such as name, email, and government-issued identifiers. The platform can also verify eligibility for specific services or payment rails using endorsements. In cases where full verification isn’t immediately required, users can accept Bridge’s Terms of Service via a separate API, enabling legal onboarding without completing KYC/KYB. ^[8]​

Partnerships

• Stripe
• Visa
• Bitso
• Blackrock and Fidelity
• Slash
• Meow
• Cenoa
• Dakota
• AirTM
• Shopify
• Bitso
• Remitly
• Tazapay
• Wirex
• DolarApp