Liberty Finance aims to bridge the gap between traditional finance (TradFi) and decentralized finance (DeFi) by leveraging DeFAI (Decentralized AI) to provide compliant and intelligent financial engines for lending, trading, and other financial activities. It operates as a Decentralized Autonomous Organization (DAO).

Overview

Liberty Finance is designed to be a compliant, innovative, inclusive, and sustainable DeFi ecosystem. It aims to provide intelligent financial engines for lending, trading, and other financial activities by leveraging Decentralized AI (DeFAI). The organization operates as a Decentralized Autonomous Organization (DAO), fostering a community-driven platform. Liberty Finance focuses on ensuring accessibility, compliance, and intelligent financial solutions to empower users. Ethics, fairness, transparency, and compliance are central to its financial engines, ensuring secure and inclusive participation across all solutions.

Products

Liberty Finance offers a range of products, including:

• LendWide: A liquidation-proof DeFi lending protocol enhanced by DeFAI for risk management and secure lending ^{[1] [2]}
• IFaaS (Islamic Financing as a Service): A commodity lending engine that leverages Arbitrum Orbit and DeFAI to deliver compliant Tawarruq financing for institutions ^{[3] [2]}
• Firoza Finance: A microfunding engine designed for inclusive and sustainable micro-lending and investments, enhanced by DeFAI ^{[4] [2]}
• LibFi DEX: A decentralized exchange that ensures liquidity and accessibility for DeFi transactions, powered by DeFAI ^{[5] [2]}

Features

Key features of Liberty Finance include:

• DeFAI Integration: Utilizes Decentralized AI to enhance compliance, sustainability, and autonomous governance ^[2]
• Amana Vaults: Staking mechanism for $LIBFI tokens that supports the private chain and facilitates Islamic lending services, with a revenue-sharing model ^[2]
• Shariah-Compliant Opportunities: Offers ethical investment options aligned with Islamic finance principles ^[2]
• DAO Governance: Operates as a Decentralized Autonomous Organization, promoting community-driven decision-making ^[2]
• Cross-Chain Integration: Seamlessly manages DeFi positions across Arbitrum, Base, and other major networks from a single interface ^[6]

Ecosystem

The Liberty Finance ecosystem is powered by DeFAI, which automates complex tasks and ensures compliance with ethical finance principles ^[6]. DeFAI combines AI with the transparency of DeFi, offering features such as:

• Digital Lending Engine (LendWide): A cross-chain, liquidation-proof lending protocol with AI-driven collateral optimization ^[6]
• Microfunding Engine (Firoza Finance): An ethical DeFi suite with Shariah-compliant instruments and profit-sharing mechanisms ^[6]
• Commodity Lending Engine (IFaaS): An AI-optimized RWA lending platform for Islamic Financing as a Service ^[6]
• Trading Engine (AI DEX): An AI-powered decentralized exchange with MEV protection and smart order routing ^[6]

Use Cases

Liberty Finance has several use cases:

• Ethical Investing: Providing Shariah-compliant investment opportunities ^[2]
• Liquidation-Proof Lending: Offering secure lending with advanced risk protection ^[2]
• Commodity Financing: Streamlining commodity lending for financial institutions ^[2]
• Microfunding: Enabling inclusive and sustainable micro-lending ^[2]
• DeFi Trading: Facilitating transparent and compliant DeFi trading ^[2]

Architecture

Liberty Finance's architecture includes several key components:

• DeFAI (Decentralized AI): Powers the ecosystem, providing intelligence and automation to various aspects of decentralized finance ^[6]
• Private Orbit Chain: Used for institutional lending within the Commodity Lending Engine (IFaaS) ^[6]
• Amana Vaults: A mechanism for staking $LIBFI tokens to support the private chain and facilitate Islamic lending services ^[2]

Tokenomics

The $LIBFI token is designed to align incentives between users, developers, and the community ^[7].

• Total Supply: 1,000,000,000 LIBFI ^[7]

Token Allocation:

• Investors: 8.5% ^[7]
  • Preseed: 3.9%
  • Seed: 1.6%
  • Private: 3%
• Public Sale: 3.7% ^[7]
• DAO Operations: 39.8% ^[7]
• Liquidity: 10% ^[7]
• Airdrops: 10% ^[7]
• Team: 16.5% ^[7]
• Advisors: 8.5% ^[7]
• Contractors: 3% ^[7]

Token Utility:

• Amana Vaults: Stake $LIBFI tokens to support the private chain infrastructure and lending services ecosystem, with 100% of net profits distributed ^[7]
• Governance Voting: Participate in platform governance with a dual-layer approach ^[7]
• Reduced Fees: Hold $LIBFI tokens to enjoy reduced fees across platform services, including swapping, lending, liquidity provision, and Amana Vaults ^[7]

Team

• Xenothan Hojem (Co-Founder/Lead): A Web3 and crypto trading expert since 2017, he developed a cross-chain NFT aggregator and co-founded an algorithm-driven BTC futures trading fund. ^[8]
• Ayhan Gungor (Co-Founder/Operation): With an MSc in Tech Management and over 20 years of experience in Product, Marketing, and Sales, he has spent the last 7+ years specializing in Web3. His work includes launching Layer One blockchains, dApps for governance, web monetization, and NFTs. He has successfully led multiple innovative projects from concept to market success. ^[9]
• Patrick Devereaux (Co-Founder/Finance): With over 10 years of experience in finance, taxation, and capital raising, he has successfully raised $3M for Sovren.Media and secured $300M in funding for telemedicine projects. He also worked directly with John McAfee in a startup incubator program, showcasing a strong commitment to fostering innovation in the blockchain space. ^[10]
• Chris Black (Co-Founder/Technology): A 35-year veteran of the tech industry, he has spent the last five years driving blockchain innovation. His achievements include developing wallet management systems for Discord, integrating Ethereum network capabilities, and pioneering payment connectors for WordPress. His career spans leadership roles in both startups and large corporations. ^[11]

Partnerships

Liberty Finance has secured some notable partnership. This includes: ^[12]

• HAQQ Network
• IvoryPay
• Zokyo
• SynrgiseLearn